文档介绍：对外经济贸易大学博士学位论文保证保险合同研究姓名:陈百灵申请学位级别:博士专业:国际法学指导教师:沈四宝20050501内容提要本论文采用了理论研究和实证研究相结合的方法对保证保险这一险种从保险原理实务经营和司法实践等三大方面进行全方面多层次的探讨论文第一章是保证保险概述,介绍了保证保险的产生现状种类概念等基础问题对保证保险的概念重新进行了分析和界定第二章论述了保证保险合同并对其进行法律分析从保证保险合同的概念合同特征主体和客体以及特殊的财产保险特性三个方面进行了分析第三章是全文的重心也是当前争论激烈的一个问题保证保险与保证担保是否具有同一法律属性这种争论直接决定了保证保险的法律适用规则对司法实践的意义非常重大本论文分析了两者在功能合同特征等方面的类似之处也从各个不同方面详尽论证了他们在法律部门类属上存在的本质区别从而得出了本文的结论保证保险虽然具有二元性特征但却只有单一属性应适用保险法而不是担保法来调整第四章承接上文结合司法实践中的若干问题从实体法程序法上就保证保险合同的若干重要问题进行了探讨着重研究了保证保险合同与基础合同的关系问题保证保险合同中保险人的抗辩权问题和代位求偿权问题以及保证保险合同与保证担保合同并存时的责任承担顺序问题在最后一章则将前文论述的理论应用于指导实践结合我国保证保险发展的现状就其存在的必要性和发展中存在的问题提出改革的建议并在结束语中对我国保证保险的发展做合理预期和展望对保证保险的立法规制提出个人的建议关键词保证保险保证担保保险保险人被保证人权利人AbstractThe thesis adopts the theoretic approach and the practical approach, and discusses the bonds from multiple perspectives including the business, operational and judicial levels. The first chapter starts with an introduction of bonds, describing fundamental issues like the origination, current situation, classification, etc. of bonds, and re-defines the concept of bonds. The second chapter discusses the major legal ramifications of the bonding contracts; it analyzes the concept and features of bonding contracts, parties to the bonds, the subject matters bonded, and the special characters of bonds pared with property insurance. The third chapter is the most important one that discusses a very controversial topic: whether bond is the equivalent of guaranty. The conclusion to this question will decide what kind of law that is applicable to this type of product, and therefore has a profound impact on the legal practice. The author finds the two products are similar in their functions and contractual provisions, but also identifies their fundamentaldifferences, and draws a conclusion that despite the features similar with those of guaranties, bonds are basically an insurance product, and ought to be regulated by the insurance law instead of thelaw of guaranty. The fourth chapter further discusses the important procedural and subs