文档介绍：当前国有商业银行设立基金管理公司问题探讨
摘要:近几年来,城市商业银行通过改善公司治理、转换经营机制、加强风险管理,风险得到了逐步的控制和化解,效益大幅提高,占据了一定额,支持了地方经济的发展。在业务迅速增长的同时ssbbww. com,也面临着市场发展、同业竞争和金融政策的压力,针对这种现状,中国银监会淄博监管分局组织了对辖内城市商业银行如何提高核心竞争力的调查,探索引进战略投资者提高城市商业银行核心竞争力的途径,为其发展提供一些
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思路。
关键词:商业银行;基金管理;公司治理
Abstract: In recent years, mercial banks through improving corporate governance, change their operational mechanism, enhance risk management, risk control has been gradually resolved and that a substantial increase in benefits, to occupy a certain market share and support the local economy. In the fast-growing business at the same time, is also facing the development of the market, competition policy and financial pressure against the status quo, Zibo China Banking mission to monitor anizations of the jurisdiction of the mercial banks how to improve the petitiveness of the investigation, The introduction of strategic investors to explore the mercial banks to raise the petitiveness of the way for its development of a number of ideas.
Key words: commercial banks; fund management; corporate governance
(一)能够SSBBww规范法人治理结构,完善风险约束机制,增强风险控制能力。一是战略投资者将进入决策层和管理层,对原大股东形成钳制作用,可以政府行政干预,遏制关系人贷款、关联企业贷款;二是战略投资者会将国内外银行业先进的风险管理机制和经验通过制度传导到城市商业银行内部,建立起科学高效的风险管理层次、完善的风险控制机制、市场化的用人机制和科学的激励机制;三是会对信息披露提出更高要求
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,促进城市商业银行信息披露的规范化,加强社会对城市商业银行风险的监督。如南京市商业银行在 IFC参股的一年间,修订了公司章程,明确了股东大会、董事会、监事会以及经营管理层的职责和相互关系;依法设立了专职董事长,制订了董事会议事规则,成立了“薪酬”和“审计”两个专门8t