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古之立大事者,不惟有超世之才,亦必有坚忍不拔之志。——苏轼
Unit 3
Score: Time: 40 ’
Part I. Listening Comprehension
Directions: This part is to test your listening ability. It consists of 3 sections.
Section A (8 points)
Directions: This section is to test your ability to give proper responses. There are 4
recorded questions in it. After each question, there is a pause. The questions will be
spoken two times. When you hear a question, you should decide on the correct answer
from the 4 choices marked A, B, C and D.
1. A. I’m sorry to hear that. B. O K.
C. Make a spending plan. That will help. D. Why?
2. A. You should have a budget. B. See you later.
C. How stupid! D. You’re wrong .
3. A. That’s great. B. Sorry to hear that.
C. OK. Thank you. D. How did you make it?
4. A. That’s all right. B. Excuse me. C. I’m sorry. D. Sure.
Section B (4 points)
Directions: This section is to test your ability to understand short dialogues. There
are 2 recorded dialogues in it. After each dialogue, there is one recorded question.
Both the dialogues and questions will be spoken two times. When you hear a question,
you should decide on the correct answer from the 4 choices marked A, B, C and D.
5. A. He pays all his bills. B. He checks his wallet.
C. He makes ends meet. D. He writes down the monthly budget.
6. A. He is going to give the woman some advice. B. He never overspends.
C. He is learning about budgeting. D. He doesn’t know the woman much.
Section C (8 points)
Directions: In this section you will hear a short passage. Listen to the passage and
fill in each blank IN NOT MORE THAN THREE WORDS. The passage will be read
three times. : .
古之立大事者,不惟有超世之才,亦必有坚忍不拔之志。——苏轼
Saving money is much (7) ________ than done. It is more than (8) ________.
Actually, it can be a (9) ________ task. To save money, you may have to ask yourself:
How much money can I save monthly? Where should I keep the money, and how can
you make sure that I don’t overspend again? Follow along to learn how to set realistic
goals, keep your spending (10) ________, and get the most for your money.
Part II. Vocabulary & Structure
Directions: This part is to test your ability to use words and phrases correctly to
construct meaningful and grammatically correct sentences. It consists of 2 sections.
Section A (10 points)
Directions: There are 5 incomplete statements here. You are required to complete
each statement by choosing the appropriate answer from the 4 choices marked A, B,
C and D.
11. Do you feel that you have no or very little control your life ?
A. over B. with C. to D. at
12. You may go if you keep overspending.
A. broke B. break C. broken D. breaking
13. She finds it impossible to stick a diet.
A. for B. to C. at D. by
14. me have a try.
A. Letting. B. Let’s C. Let D. Lets
15. Come here, ?
A. will you B. do you C. don’t you D. shall you
Section B (15 points)
Directions: There are 5 incomplete statements here. You should fill in each blank
with the proper form of the words in the brackets.
16. I don’ t feel ready to take on new (responsible).
17. I can ’t afford it, because it’ s too (inexpensive).
18. The price of the shoes is (reason).
19. The players all have (confident) in their manager. : .
古之立大事者,不惟有超世之才,亦必有坚忍不拔之志。——苏轼
20. She regrets (come) to see the movie.
Part III. Reading Comprehension
Directions: This part is to test your reading ability. You will find 2 tasks for you to
fulfill. You should read the reading materials carefully and do the tasks as you are
instructed.
Task 1 (10 points)
Directions: After reading the following passage, you will find 5 questions or
unfinished statements. For each question or statement there are 4 choices marked A,
B, C and D. You should make the correct choice.
Want to start budgeting? Set up your own budget first.
Follow the steps below to set up your own budget:
Make a list of your values. Write down what matters to you and then put your
values in order.
Set your goals. Write down your goals. Think about what you want to
accomplish financially in the next three months, the next year, and the next three
years.
Determine your income. Figure your available income. Do not include overtime
pay, because you shouldn’t rely on that as regular income.
Determine your expenses. Review your checkbook, credit card statements, store
receipts, and so on. Find out where is your money really goes? “Fixed expenses,”
such as a rent, auto, or student loan payments, are easy to determine. “Flexible
expenses, ” such as food, clothing, and entertainment, vary from month to month.
Don’t forget about money spent on taxes or insurance, which is billed quarterly,
semi-annually, or yearly.
Create your budget. Think of your budget as a “spending plan”, a way to be
aware of how much money you have, where it needs to go, and how much, if any, is
rst, then the “wants” that you can
afford. Your expenses should be less than or equal to your total income. If your
income is not enough to cover your expenses, adjust your budget by deciding which : .
古之立大事者,不惟有超世之才,亦必有坚忍不拔之志。——苏轼
expenses can be reduced.
Then how to stick to your budget?
Pay yourself first! Saving is a very important part of protecting yourself
financially. Save as much as you can every month. Even a small amount can make a
big difference if you keep it up. A great goal is to establish an emergency savings
fund large enough to cover three to six months of your living expenses. After you
have an emergency fund, your savings can go toward meeting your goals.
Check back periodically. Be sure to review your budget regularly. Does the
plan still meet your needs and help you achieve your goals? If not, make some
adjustments or create a new budget that better meets your needs.
21. Which is the best title for this passage?
A. What is Budgeting B. Why Budgeting
C. Establish Your Own Budget D. How to Stick to a Budget
22. Which of the following statements is true?
A. Your available income includes your salary.
B. Your available income includes the money you borrow from others.
C. Your available income includes overtime pay.
D. Your available income includes the money you get by selling your private car.
23. What do “fixed expenses” include?
A. Food. B. Clothing. C. Entertainment. D. Rent.
24. Which of the following statements is true?