文档介绍：××银行/联社××支行
关于××公司申请××万元项目贷款的调查报告
声明与保证
我们对授信申请人进行了调查,遵循客观性原则完成了本报告的撰写,我们对调查报告及附表所陈述事实和数据的真实性承担责任。
申报单位:
调查人: A角 B角
调查日期:
目录
调查人申明·····················································
第一章借款申请人基本情况调查··································
一、借款申请人的基本情况·····································
二、借款申请人财务状况分析···································
三、借款申请人经营情况·······································
第二章项目建设概况············································
一、项目建设必要性···········································
二、项目基本情况·············································
三、项目建设合法性···········································
四、项目建设条件评价·········································
五、工艺技术条件评价·········································
六、环境保护·············································
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七、项目进展情况·············································
第三章项目市场分析···········································
一、供求分析·················································
二、产品竞争力分析···········································
第四章投资估算和筹资评估·····································
一、项目总投资···············································
二、项目资金来源·············································
第五章项目财务评估···········································
一、项目评估取值依据·········································
二、项目财务指标·············································
三、不确定性分析·············································
第六章项目贷款担保分析
·······································
一、抵押担保·················································
二、其他担保·················································
第七章风险与收益分析··········································
一、银行收益分析·············································
二、主要风险·················································
三、风险控制方案·············································
第八章调查结论················································
第一章借款申请人基本情况调查
一、借款申请人概况
(一)借款申请人基本情况
1、基本情况。主要介绍借款申请人成立时间、注册资本、注册地址、法人代表、经营范围,并以叙述申请人相关证照(营业执照、组织机构代码证、税务登记证< 地税、国税>、贷款卡等)的取得情况和有效性(是否按规定办理年审)。
2、借款申请人发展沿革。主要介绍借款申请人自成立以