文档介绍：银行保函
保函业务与风险管理
美国银行保函业务
银行保函
保函分类
见索即付保函结构
直接保函与间接保函
主要类型
风险管理
银行保函
保函分类
银行保函
Surety
Guarantee
Confirmed Payment
Order
Standby L/C
Simple Surety
Joint Surety
Syndication
Participation
银行保函
Surety
Guarantee
从属性
保证债务成立
独立性
范围和强度
保证债务转移
消灭与变更
抽象性
无条件性
第一性
银行保函
见索即付保函结构
Introduction: Preamble
Main section: Guarantee clause
Duration: Expiry clause
Additional clause
Law and jurisdiction
银行保函
Main section: Guarantee clause
Designation of guarantor and beneficiary
Currency and amount of guarantee
Currency and amount of guarantee
见索即付保函结构
银行保函
见索即付保函结构
Additional clause
Reduction clause
Identification clause
Effective clause
银行保函
见索即付保函结构
Law and jurisdiction
General rule
Exception
银行保函
主要类型
Tender Guarantee
Advance Payment Guarantee
Performance Guarantee
Quality/Maintenance Guarantee
Payment Guarantee
Loan Guarantee
Letter of Indemnity for missing B/L
Standby Letter of Credit
Builder’s Guarantee
银行保函
Tender Guarantee
Purpose
To secure any claims by the party calling for tenders on the bidder in the event of withdrawal of the bid before its
expiry date or if the bid is modified unilaterally – or if the bidder, upon being awarded the contract, refuses to sign
the contract or provide further guarantees on request.
Amount
Stipulated in the terms of the call for tender,
usually 2-5% of the value of the bid.
Duration
Usually short term.
Special features
The party calling for tenders often needs more time to evaluate the tenders
than originally estimated. In general the bidders are then asked to extend
the duration of their guarantees.
The risks inherent in such an extension, .:
● changes in the market,
● changes in price structures,
● inflation,
● additional costs, etc., should not be underestimated.
Tender guarantee often entails addi
-tional obligations, .:
advance payment guarantee,
performance guarantee.