文档介绍：北京联合大学毕业论文外文原文及译文题目:北京市村镇银行支持三农发展问题研究专业:金融学指导教师:王慧学院:商务学院学号:2008030322113班级:金融0801姓名:郑芯一、——,(lessthan$1billionintotalassets)basedupontheefficiencyratio,acommonlyusedfinancialperformancemeasurethatrelatesnon-:charge-offstoloans,salariestoaverageassets,returnonaverageassets,,’uracyrangesfromapproximately88%to96%forbothoriginalandcross-,CAMELS;discriminateanalysis;financialcrisisIntroductionTheglobaleconomicandfinancialcrisisinitiallyaffectedlargefinancialinstitutionslikeCitibank,,especiallyduringthelatterpartof2008,smallerinstitutions,includingabout7,munitybanks(withunder$panylevel)munitybanksarecharacterizedbynotonlytheirrelativelysmallsizebutalsotheirfocusonlocalbankingmarketsratherthanregional,$,a-%quarterlyreturnonaverageassets.(FDICQuarterlyBankingReport,FourthQuarter2008).Forallof2008totalindustryprofitswereamere$,ayear-to-yearreductionofalmost90%.,,,however,