文档介绍：目录
摘要 1
Abstract 1
一、前言 2
二、重庆市城镇职工医疗保险概况 2
1、参保对象和原则 3
2、缴费主体、基数、费率 3
3、统筹基金的起付标准、支付比例、最高限额 3
三、重庆市农民工城镇职工医疗与大病医疗保险比较 4
1、缴费费率和个人账户 4
2、退休后的医疗保险 4
3、统筹基金支付比例和支付限额 5
四、农民工城镇医疗保险调查 5
1、调查背景 5
2、调查地点与调查方法 5
3、调查对象的基本情况 5
(1)参保农民工的基本情况 5
(2)农民工对医疗保险费用的看法 6
(3)农民工对起付标准的看法 7
(4)农民工对缴费年限的看法 7
(5)农民工对报销程序的看法 8
五、农民工参加城镇医疗保险存在的问题 8
1、缴费费率偏高 8
2、起付标准偏高 8
3、异地农民工手续繁琐 9
4、就医行为不合理 9
5、未签合同无法参保 9
六、农民工城镇医疗保险的完善 9
1、合理调整缴费费率 10
2、适当降低起付标准 10
3、简化异地农民工报销手续 10
4、政府引导农民工合理就医 11
5、完善未签合同参保 11
参考文献 11
附录: 重庆市农民工参加城镇职工医疗保险现状调查问卷 12
重庆市农民工对城镇职工医疗保险的适应性研究
——以巴南区群乐村村民为例
摘要:自改革开放以来,我国经济快速发展,城乡收入差距也越来越大,导致越来越多的农民工涌入城市打工,城市里农民工的增多也带来了一系列广受社会关注的问题。重庆市政府依据《国务院关于解决农民工问题的若干决定》制定了《关于农民工大病医疗保险和城镇职工基本医疗保险并轨有关问题的通知》,不仅让农民工拥有了个人账户,还提高了医疗费用和统筹基金的报销比例,同时让农民工享有与城镇职工相同的缴费年限等,切实落实农民工住院和看病等医疗保障问题。本文主要是对重庆市农民工参加大病医疗保险后,转参加城镇职工医疗保险在缴费费率、支付限额、住院报销比例和缴费年限等方面进行分析,从而更有效的解决农民工看病贵、看病难等问题,进一步完善重庆市农民工医疗保障制度。
关键字:农民工大病医疗保险城镇医疗保险
Abstract:Since the reform and opening up, China's rapid economic development, urban and rural e gap is also growing, causing more and more migrant workers work in the city, city in the increase of migrant workers has also brought a series of widespread social concern. Chongqing city hall "the State Council on the basis of solving the problem of migrant workers" developed "some decision about the migrant workers medical insurance and basic medical insurance for urban workers insurance related issues notice", not only let the migrant workers have a personal account, but also improve the medical costs and overall fund expense ratio, also let migrant workers enjoy the same town worker capture expends fixed number of year, the practical implementation of migrant workers medical security problems of hospital and doctor. This paper is mainly about the Chongqing migrant workers to participate in the medical insurance, to participate in medical insurance for urban workers were analyzed in the premium rate, payment limit, inpatient reimbursement proportion and cap