对浙江省典当行业现状, 发展的调查与思考.pdf

文档介绍：2011年第12期改革与战略 ,2011
第27卷(总第220期) REFORMATION & STRATEGY (Cumulatively,)
对浙江省典当行业现状、发展的调查与思考
金融财税研究
沈梦姣,钟月玥,冯杭初,许波,王佳伟
(浙江工业大学健行学院,浙江杭州 310023)
[摘要] 典当是中国乃至世界历史上最为古老的非银行性质的金融行业,也是现代银行业的雏形和源头。在市场经济迅速发
展的当下,典当行业作为一项重要的民间融资渠道已经在国民经济以及人们的日常生活中发挥着日益重要的作用。文章立足浙
F 江省的典当行业,以杭州典当行为主要研究对象,调研典当行业在浙江省特别是杭州地区的历史现状、作用,制约其发展的问
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N 题以及对此的改进措施,探索典当行业的发展方向,力求改变人们对典当行业的传统观念,促进该行业的发展并更好地发挥其
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N 在经济生活中的重要作用。
C [关键词] 典当;浙江;现状;发展
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L [中图分类号] [文献标识码] A [文章编号] 1002-736X(2011)12-0084-03
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N A Study and Thinking on the Current Situation and Future Development
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R of the Pawn Industry in Zhejiang
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V Shen Mengjiao, Zhong Yueyue, Feng Hangchu, Xu Bo, Wang Jiawei
E (Jianxing Honor College, Zhejiang University of Technology, Hangzhou, Zhejiang 310023)
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Abstract: Pawn, the foundation of the model banking industry, is the oldest nonbanking financial industry in China, even the whole
R world. Pawn industry, as one of the most important folk financing manners in condition of today's rapid developing market-oriented
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S economy, has acted a crucial role in the national economy and people's daily life. Based on the pawn industry of Zhejiang and emphasized
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A on the pawn industry in Hangzhou, our article studies the history, current situation, functions, problems that hinder its development as
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C well as the improvement. Besides, we also try to se