文档介绍：三、信用证,Letter of Credit 支付术语L/C
1、简略定义
信用证是银行(开证行)应买卖双方中一方(申请人)的请求,开给另一方(受益人)、保证在一定条件下支付确定数额钱款的凭证,其条件通常是受益人提交符合信用证条款规定的单据。
典型信用证图示 (即期议付信用证)
通过图示了解以下内容:
信用证的程序、步骤
当事人
2、典型信用证业务流程图 (即期议付信用证)
HBITC 申请人运输公司受益人 UNICAM
ICBCHB 开证行 Midland Bank 通知行议付行
1、申请开证
2、开证
3、回执
4、核对密押
转递
5、装运
6、提单
7、交单、议付
8、垫付
9、索汇
10、偿付
11、提示
12、付款赎单
13、提单
14、货物
3、信用证实例 1/6
*Own Address:BJHUB INDUSTRIAL MERCIAL BANK OF
* CHINA
* WUHAN
* (HUBEI PROVINCIAL BRANCH)
*Input Message Type:700 ISSUE OF A DOCUMENTARY CREDIT
*Sent to: MIDLGB22XXXX MIDLAND BANK PLC
* LONDON
* (ALL )
*Priority/: Normal/100 Minutes
*27 /SEQUENCE OF TOTAL
* 1/2
*40A/FORM OF DOCUMENTARY CREDIT
* IRREVOCABLE
*20 /DOCUMENTARY CREDIT NO.
* LC42198103A
*31C/DATE OF ISSUE
* 980226
* 98-02-26
*31D/DATE AND PLACE OF EXPIRY
* 980515 IN .
* 98-05-15
信用证实例 2/6
*50 /APPLICANT
* HUBEI PROVINCIAL INTERNATIONAL
* TRADE CORPORATION
* 4, JIANGHAN BEILU, WUHAN, CHINA
*59 /BENEFICIARY
* UNICAM LIMITED ATOMIC ABSORPTION
* PO BOX 207, YORK STREET, CAMBRIDGE
* CB1 2SU ENGLAND
* FAX: 01223 374437 TEL: 01223 358866
*32B /CURRENCY CODE AMOUNT
*
* US Dollar
*
*41D/AVAILABLE WITH/BY-NAME, ADDRESS
* ANY BANK
* BY NEGOTIATION
*42C/DRAFTS AT
* SIGHT FOR 100 PCT OF THE INVOICE VALUE
*42A/DRAWEE – BIC
* BJHUB
* INDUSTRIAL MERCIAL BANK OF CHINA
* WUHAN
* (HUBEI PROVINCIAL BRANCH)
信用证实例 3/6
*43P/PARTIAL SHIPMENTS
* NOT ALLOWED
*43T/TRANSSHIPMENT
* ALLOWED
*44A/ON BOARD/DISP/TAKING CHARGE
* MAIN BRITISH AIRPORTS
*44B/FOR TRANSPORTATION TO
* WUHAN AIRPORT CHINA
*44C/LATEST DATE OF SHIPMENT
* 980430
* 98-04-30
*45A/DESCR GOODS AND/OR SERVICES
* COMMODITY
* 989 AA SPECTROMETER AND ACCESSORIES ONE SET USD28,
* CATALOG NUMBER 942339692352
* HELOIS ALPHA PRISM SYSTEM SPECTORMETER ONE SET USD8,
* AND ACCESSORIES
* P/N 9423UVA1000E
* HELOIS GAMMA UV-VISIBLE SPECTROMETER ONE SET USD5,
* P/N 9423UVG1000E
* TOTAL:
* CIF WUHAN AIRPORT, PACKING CHARGES INCLUDED.
信用证实例 4