文档介绍：资料
摘要
改革开放以来,随着我国特色社会主义市场经济建设的不断发展,一大批中小企业在改革开放的潮流中诞生和发展。当前,中小企业已经成为我国国民经济重要的组成部分,成为拉动我国国民经济发展的重要力量,中小企业的发展具有大型企业无法替代的特殊性。中小企业在改善我国经济结构,推动我竞争,增进市场活力,实现科技创新,提供就业岗位,实现社会和谐等诸方面发挥着不可替代的作用。跟发达国家中小企业一样,我国中小企业在自身的发展和壮大过程中,也需要获得金融机构强有力的资金与政策支持。然而,由于中小企业管理方式、治理结构等自身特点以及我国金融体制等多方面的原因,我国中小企业普遍面临着融资难的问题,融资难问题造成了中小企业,融资渠道狭窄且单一、融资成本高企,这已成为制约我国中小企业发展壮大的瓶颈。为了实现我国社会经济持续稳定发展,解决中小企业融资难问题已经迫在眉睫。在这样的大背景下,本文着主要分析了当前我国中小企业融资难问题的现状,并对我国中小企业融资难的状况进行客观分析,深入探讨其深层次的原因,最后针对性的提出相关应对之策,以化解中小企业融资难这一困局。
关键词:中小企业融资难现状解决对策
The Study of Financing Difficulty of Medium_ sized And Small Enterprises In China
Li Zhihao
(College of Economics and Management, South China Agricultural University, Guangzhou 510642, China)
Abstract:
With the ever-lasting development of the socialist market economy with Chinese characteristics, a multitude of medium-sized and small enterprises have spring up and progressed since Reform and Opening-up period. Currently, medium-sized and small enterprises has been an ponent of Chinese national economy, an vital force of promoting the development of Chinese national economy and an special one that large-scale enterprises can not take place. Medium-sized and small enterprises play an irreplaceable role in terms of improving Chinese economic structure、pushing forward the sustaining growth of Chinese economy、promoting the fair play of the market 、boosting the vitality of the market、achieving technological innovation、offering jobs and realizing social harmony. The same as the developed countries, medium-sized and small enterprises also need the powerful capital and policy support from some financial institutions in the process of their self-development and expansion. However, due to many reasons such as the management of medium-sized and small enterprises、governance structure and themselves features and our financial system, most medium-sized and small enterprises in our country facing the difficulties of financing, which in turn leads to their narrow and si