文档介绍:Abstract
Interest rates are the price of money and at the core of financial
factors. With the constant deepening of the market-oriented reform of
interest rates, the interest rates formation mechanism are undergoing
fundamental changes .The increasing degree of
liberalization about
interest rates
is going up day by day and interest rate fluctuations is
obviously stronger. Studying the course of the market-oriented interest
rates reform, we can find out that the liberation of interest rates of
commercial banks arises of risk. The healthy and stable development of
commercial
banks
in
the
market-oriented
interest
rates
reform
environment can not leave the effective interest- rate risk management.
With China's sustained and stable developing, the market-oriented
interest rate reform in China will have an all-round impact mercial
banks of management.
In the course of market-oriented interest rates environment, our
interest rate risk highlighted. China'mercial banks along with the
development of the market-oriented interest rate reform, interest- rate
risk management
is paid more attention .To study the risk of interest
-rate and the management of interest rate risk , to explore the interest
-rate risk management techniques which is suitable for Chinese,
to
strengthen mercial banks 's interest-rate risk management , and
to actively adapt to the market-oriented interest -rate environment
are
important to a certain extent.
This thesis analyses the reform of market-oriented interest rates,
introduces
the
contents
and
the
theory
of
the
market-oriented
interest-rates, and points out that the market-oriented interest- rate
II
reform for China'mercial banks is not only an opportunity but also a
challenge. The thesis outlines the market-oriented interest rate reform
and analyses the interest- rate risk and interest rate risk management of
mercial bank. Studying the actual management of interest- rate
risk show