文档介绍:mercialbanksinChinaXuZhongxiao.・(Schoolofsoftware,ChongqingUniversity,400044)[Abstract]asaspecialenterprise,thebankisahigh-,perfectthesupervisionsystemandbuildascientificriskmanagementsystem.[keyword]:commercialbanks,riskmanagement,problems,mercialbankRisk..,mercialbankriskmanagementAtpresent,mercialbanksandotherrisksas:bdnksinthebusinessprocessIntheeventofunforeseenuncertaintiesinthefuture,ainofthebankOpportunitiesandpossibilitiesforadditionalbenefits・・mercialbankscreditrisk・mercialbanksreferstotheborrower,sloanThematurityoftheprincipalorinterestoftheloanorthecreditratingoftheborrowerdeclinedtothebankThepossibilityoflossisdividedintotwocategories:moralhazardandenterpriserisk.・interestraterisk・,,repricing,riskcollectionandsoonInterestratecurve,riskandoptionriskarefourforms・・operationdlrisk・mercialbankintheprocessofitsoperation,Theoperationalrisksarisingfrominternalmanagementandimproperoperationareclassifiedintogoodwillandnongoodw订1Operate・・exchangeraterisk・mercialbanks,including9F;Etradingrisk,Transactionsettlementrisk,etc・・Two,mercialbanksinchina・・defectsintheriskmanagementsystem・Thefocusofris