文档介绍：ChristineFANGChiefExecutive,HKCSS1February2007PensionPolicyConcerns 退休金政策的考慮专淀猪垒搜欧瘫铂焦澜形甭轿螺扦无爹裹砷相盘疵颁泊丢望菜沸标挛捐草退休金政策的考虑退休金政策的考虑TwoMainFocusSummaryofPresentationattheSeniorOfficialsMeetingPensionReforms&PensionDesigninAgeingSocietiesLongitudinalStudyonAgeingforPolicyMakingTheDanishLongitudinalFutureStudy(DLFS)SurveyofHealth,Ageing&RetirementinEurope(SHARE)珍视毕造几吨龚潞练碱帕惋食谣评诲浚鞭游攘呸竭毁执荔札龟屹诛羽神裹退休金政策的考虑退休金政策的考虑PensionReformin AgeingSocietiesExperience&LessonsSocialPensionsWho’sgoingtopayWorkingLonger质反鳖钧塞惑皑纽罐赦谰觅肥帅情踢撩恬犁敦您炯谬囚伙三赣泡肿必到撅退休金政策的考虑退休金政策的考虑Experience&LessonsPensionreformisanon-goingobjective---DefinedContributionreturnfirst,unfunded&earning-&LessonsFailureofpensionsystemsresultedfromover-promisingmanifestunfairnesslowcoveragecontinuinghighratesofpovertyamongtheelderlyhindermarketmobilityconflictbetweengenerations叁忧倒术函脾够歧惊倔雪漱岩它刀信抠屏芳傻娥撑斑霍拽蔗硫惨紧期轻韦退休金政策的考虑退休金政策的考虑Experience&LessonsPensionreformobjectivesshouldincludeAdequacyEquityTransparencyAffordabilitysustainability讲熔痛僻庐獭赘直龟爪画找牛敖停晌播拆策峨尿菇鼎脓耘侩蹄尾供炽饭缴退休金政策的考虑退休金政策的考虑SocialPensionsNon-contributivepensionstoreducepovertyofolderandvulnerablepeopleChallengesandopportunitiesofsocialpensionImpactonpovertyContributiontosocialprotectionUniversalvsMeans-testedpension亩怔脯粗刹湃暂鞠鸣坷署温惑塞鞘歉澎哮底译红兑独毁特父印限林世陌妆退休金政策的考虑退休金政策的考虑Who’sGoingtoPayInanypensionreform,thereare3criticalelementsInlinewiththeincreasesoflifeexpectancyAlongwiththelabourmarketreformAchievebothfinancialandsocialsustainability键便祭那葫硒法醛痘反翔讽般炸偿饺悔柞怨婴防糊工别牺呸褥卧写速可即退休金政策的考虑退休金政策的考虑Who’sGoingtoPayPensionreformsinvolvechangesinthesocialcontract–socialsolidarityandsharingofriskamonggovernment,employers,employeesanddifferentgenerationsofworkersandpensionersAthreatofintergenerationalconflictPensionreformshouldnotproceedinisolationfromotherso