文档介绍：课题名称浅析广东省中小企业银行短期融资学系院别专业班级学生姓名指导教师完成日期摘要:当前,我国中小企业得到迅猛发展,在经济建设中发挥着越来越重要的作用,已成为推动国民经济新的增长点,但中小企业在发展过程中的融资困难严重制约了企业的发展。就我国目前的情况而言,中小企业融资仍然以银行短期融资为主。而由于中小企业经营主体资质不高,,从而导致中小企业向银行借款十分困难。如何帮助中小企业有效地向银行融资,改善其融资状况,促进其进一步发展是一个具有重要现实意义的课题。本文首先介绍广东省中小企业发展状况,以及其融资状况,然后从中小企业银行融资相关理论入手,明确了中小企业融资的概念。接着是从银行和企业的角度对短期融资难的问题作出分析,并得出一定的结论和相关建议。关键词:中小企业;短期融资;银行融资【Abstract】Atpresent,China'srapiddevelopmentofsmallandmedium-sizedenterprises,intheeconomicdevelopmentplaysamoreandmoreimportantrole,eanewgrowthpointofnationaleconomy,buttheprocessofthedevelopmentofsmallandmedium-sizedenterprises,andsmallandmedium-'spresentsituation,thefinancingofsmallandmediumenterprisesisstillinshort--sizedenterprisemanagementsubjectqualificationisnothigh,,aconsiderablenumberoflackoffinancialproductsandfinancingunderstandingoftherequirements,andleadtosmallandmedium--sizedenterprisebankfinancingeffective,improvethefinancingstatus,-sizedenterprisedevelopmentinGuangdongprovinceanditsfinancingpresentsituation,andthenfromthesmallbusinessbankfinancingrelatedtheory,aclearconcept,smallandmedium--termfinancingdifficultproblemsareanalyzed,anddrawsomeconclusionsandputsforwardrelatedSuggestions.【Keywords】smallandmedium-sizedenterprises;Short-termfinancing;Bankfinancing目录前言·······························································11、中小企业发展及融资现状·······································································································································22、中小企业融资难分析·······································