文档介绍：PETITORSGoalofThisChapter:Thepurposeofthischapteristodiscoverwhatanalyticaltoolscanbeappliedtoabank’anidentifythemostcriticalproblemsinsideeachbankanddevelopwaystodealwiththoseproblemsKeyTopicsinThisChapterStockValuesandProfitabilityRatiosMeasuringCredit,Liquidity,paringPerformanceChapterOutlineI. Introduction: II. EvaluatingaBank'sPerformanceA. DeterminingLong-RangeObjectivesB. MaximizingTheValueoftheFirm:AKeyObjectiveforNearlyAllFinancial-ServiceInstitutionsC. ProfitabilityRatios:ASurrogateforStockValues1. KeyProfitabilityRatios2. InterpretingProfitabilityRatios D. panies E. BreakingDownEquityReturnsforCloserAnalysis F. Break-DownAnalysisoftheReturnonAssets G. WhataBreakdownofProfitabilityMeasuresCanTellUsH. MeasuringRiskinBankingandFinancialServices1. CreditRisk2. LiquidityRisk3. MarketRisk4. Interest-RateRisk5. OperationalRisk6. plianceRisk7. ReputationRisk8. StrategicRisk9. CapitalRiskI. OtherGoalsinBankingandFinancialServicesManagementIII. PerformanceIndicatorsamongBanking’petitorsIV. TheImpactofSizeonPerformance A. Size,petingFinancialInstitutions B. UsingFinancialRatiosandOtherAnalyticalToolstoTrackBankPerformance--. SummaryoftheChapterAppendixtotheChapter-ImprovingthePerformanceofFinancialFirmsThroughKnowledge:SourcesofInformationontheFinancial-ServicesIndustryConceptChecks6-1. Whyshouldbanksandothercorporatefinancialfirmsbeconcernedabouttheirlevelofprofitabilityandexposuretorisk?,theywillhavegreaterdifficultyinobtainingcapitalandtheirfundingcostswillgrow,,depositors,,whiledepositors(especiallylargecorporatedepositors)-2. roupsarelikelytobeinterestedinthese