文档介绍:浅析我国伉用卡业务顷险防范研究内容摘也信用卡作为改变我也居民支付方式,促进消费侑贷、拉动伺内经济发展的新型支付工R,在得到快速发展的同时,也面临看冬种凤险,阻砺了我国信用卡行业的但块发展,因此杲取针对怕苦旅防范信用长顷险迫在后跑本文旨在从发卡行、、特约商户、持卡人三方各自面临的质险及风险产生的原因:同时蓬介绍了信用卡行业发展比技成熟的发达国家的顷险防范措施,借鉴国麻在诀律.:K管等层面来取严厉防范措施的经强:最后结合我国仿用卡行业的实际存布的何《£,提出了建立完缱的个人征伉系统、加强银行内部风险、保罗1持卡人的合法权益等相应的帆决措拖。美推诃:信用卡风险,发卡行,持卡人,防范措施Theresearcho!CreditcardbusinessriskpreventionAbstract:Creditcard,asanewpayinenll(x>LischangingthemeansofpaymentofusChinese,,specificmeasuresshouldhetakencopreventcreditcardrisk,torcreditcard'tisfacedwithallkinikofriskswhichhindersthehealthydevelof)men(〔besistries(oanalyze(herisksfromthepets|)ectiveoftheissuingbank,thepromissoryshopandthecardholder,and|)rq)05;(hepresentcreditcarddevelopmentstatus,dieexistingrisksand(henecessityofprecautionmeasures:〔henitpovidesadetailedanalysisoftherisksfacedbythesubjects(theissuingbank,thepromissoryshopandthecardholder)ofcreditcardindustryandthereasons!<>rtherisks:meanwhile,autionmeasuresinlegaltierandmanagementtier:lastly、withreferencetotheexistingproblemsinChina'screditcardindustry,thisthesisproposessolutionssuchasestablishingasoundpersonalcreditsystem,strengthening(liecontrolofriskswithinthebank*protecting(helawfulrigh