文档介绍：1 吉林财经大学金融法结业论文浅谈《保险法》如实告知义务学院专业班级学生姓名学号指导教师职称 2 摘要投保人如实告知义务作为一项独特而重要的保险法律制度,在2009 年《保险法》修正时发生了重大变化。《保险法》通过吸收外国先进立法经验,顺应减轻投保人责任的潮流, 建立了一套有中国特色的投保人如实告知义务法律制度。但投保人如实告知义务制度仍然是保险实践和理论研究的争论焦点, 留下了一些立法空白和矛盾焦点。投保人如实告知义务制度是保险合同纠纷中最容易引起争议和引发变革的法律制度, 但也因此奠定了其在保险法理论研究中的重要地位。如实告知义务是保险合同中的一项重要制度,我国保险法学界对保险告知义务制度的理论基础和具体制度设计等方面存在较大争议,我国新《保险法》对告知义务的规定仍存在一些缺陷和不足。通过对如实告知义务主体的范围、如实告知义务的履行时间、如实告知的内容、如实告知义务的免除和违反如实告知义务的法律后果等方面进行分析和比较法研究,对进一步完善我国保险法中的如实告知义务提出了一些具体建议。【关键词】:投保人如实告知义务保险合同诚信原则 3 目录一、引言··········································································· (1) 二、案例介绍··································································· (3) (一)基本案情··················································· (3) (二)法院判决··················································· (4) (三)案例分析··················································· (4) 三、现行法律分析···························································· (8) (一)如实告知义务的主体···································· (8) (二)告知义务的履行期··