文档介绍：湖南大学
硕士学位论文
银行业国际竞争力评价体系及中国的经验实证
姓名:李华
申请学位级别:硕士
专业:国际贸易学
指导教师:张亚斌
20041118
摘要
中国银行业的竞争力关系到国内银行业在金融市场逐步开放的形式下参与国
际竞争的能力与实力国外银行业掀起兼并风潮银行的规模实力和金融创新能
力日趋增强逐渐发展成为全能银行面对国际银行业的竞争挑战提高中国国
有银行和股份制银行的国际竞争能力更显紧迫因此有必要对银行业国际竞争
力的评价构建一套科学实用的指标体系进行实证分析找到影响银行业国际竞
争力的主要因素并在此基础上寻求提高我国银行业国际竞争力的策略
本文从波特的国际竞争力理论及国际上关于竞争力研究的权威机构的评价方
法出发综合国内学者对竞争力内涵的研究对银行国际竞争力的内涵进行了探
索性的界定并在此基础上结合银行作为特殊企业在经营上具有高风险对流动
性要求高的特点参照国内学者构建的银行竞争力评价指标建立了一套具有较好实
际操作性和科学性的银行国际竞争力评价体系根据构建的银行国际竞争力评价
指标体系选取了国际上比较有影响力的大银行以及国内的几家具有一定代表性
的国有和股份制银行进行实证分析对各银行的原始数据进行标准化处理采用
了因子分析法确定每个指标的权重并利用因子综合评分的结果对各个银行的国
际竞争力进行排名实证分析的结果表明国内银行业国际竞争力的综合排名均
低于国外的大银行而国内银行中股份制银行表现出较国有银行更好的竞争潜力
通过对影响银行竞争力的主因子的分析得出对银行国际竞争力影响最大因素主要
有银行的规模实力盈利能力和经营管理能力

关键词国际竞争力评价指标因子分析

I
Abstract
petitiveness of banking in China have great effect on the international
competitiveness capacity of domestic banks under condition of the trend of opening of
financial market. Internationally, there is a popularity of M&As between banks. Some
banks have tended to be universal banking by gradually enhancing their scale and
financial innovative capacity. Confronting petitive challenge from foreign banks,
it is increasingly important to improve petitiveness of state- owned
banks and sharing banks in China. Hence, it is necessary to formulate a set of scientific
and applicable index system on appraisal of petitiveness of banks. Then,
we can find the major factor that affect the petitiveness of banks by
forementioned positive analysis. Consequently, strategy of improvement on international
competitiveness of our banks may be turned up on the basis of former research.
This thesis starts with petitiveness theory by Michael Porter and
appraisal method by international authorized institution which research in the field of
competitiveness. Then, the thesis clarifies the definition of international
competitiveness by reviewing and synthesizing study on it by both foreign and domestic
researchers. Accor