文档介绍：摘要海上重复保险法律制度是保险法体系中一个重要组成部分。但是学界和实务界对该法律制度的研究和适用没有形成统一的认识。随着我国海上保险业务的不断拓展,重复保险相关问题日益凸显。虽然《中华人民共和国保险法》已经经历了2002年和2009年两次修改,但是重复保险制度的构建仍然存在缺漏,并且滞后于国际立法。鉴于此,笔者就该制度借鉴国外立法例和学说,并结合国内研究成果进行比较分析,进而提出个人的立法建议,揣以简陋,以求抛砖引玉。本文正文部分共由三章组成。第1章是对海上重复保险的界定。本章主要论述了海上重复保险的概念及其构成要件,并提出较为完整的重复保险概念。在此基础上,讨论了海上重复保险易混淆的三层效力,试图厘清它们之间的关系,并指出通过区分投保人主观善意和恶意来判断海上重复保险合同效力的做法没有实际意义。第2章通过海上重复保险通知义务与保险合同告知义务以及与附随义务的比较分析,探讨了该义务的性质,提出通知义务人应为被保险人,并且在通知义务履行时间上仅需在被保险人提赔时到保险人理赔前即可。第3章主要是违反通知义务的民事责任分析。本章在分析了违反该义务的民事责任为违约责任的前提下,得出违反海上重复保险通知义务的责任形式应为损害赔偿。最后, 建议下次修改保险法律时进一步完善被保险人违反重复保险通知义务法律后果的规定。关键词:海上重复保险;通知义务;违约责任;损害赔偿 Abstract Marine double insurance system is an important part oftheinsurance law the academic munity have not formed ageneral awareness ofthesystem. With thecontinuing development ofmarine insurance buziness,issues on double insurance are ing more and more insurance law has been revised respectively in2002 and 2009,the gaps and omissions ofdouble insurance stillexist,and it lags behind international the view of the above phenomena,using the experience offoreign legislation cases andtheory,the e up with hislegislative advices with thehelp parativeanalysis todomestic research achievments. This posed ofthreechapters except theintroduction andconclusion. Chapter Igives theconcept on themarine double thesisexpounds the definition and itsconditions,and points out a prehensive concept of double on theabove work,discussing threeconfusing legal effectofmarine double insurance,the thesis tries torationalize theirrelationship and points outthat itdoes notmake sense thatjudging thelegel effectofmarine double insurance contractthrongh distinguishing between theinsured’Sgood faithand bad faith. Chapter IIinquires into the nature of marine insurance notification parativeanalysis totheinsurance contract obligation toinform and collateral obligation, andpoints outthattheinsured should burden thenotification duty andtheperiod toperform