文档介绍：我国中小企业融资难的原因及对策内容提要:改革开放以来, 我国中小企业发展迅速, 它们不仅在创造财富、增加税收、繁荣城乡经济、方便群众生活等方面发挥着日益重要的作用,而且还在吸纳社会闲散人员和国有企业下岗职工等方面,为社会的稳定和经济的发展做出了积极的贡献。然而纵观中小企业的发展不难发现,中小企业在积累发展资金方面与大型企业相比,存在着更多的困难,融资壁垒已经成为制约中小企业进一步发展的重要因素。解决中小企业融资难问题已经是刻不容缓,让我们共同找出解决对策。关键词:中小企业;融资难;原因分析 Our country small and medium-sized enterprise financing and countermeasure Abstract ce the reform and opening up, China's rapid development of small and medium-sized enterprises, they not only in the creation of wealth, tax increases, the prosperity of urban and rural economy, convenient masses life, playing an increasingly important role, but also absorb idle personnel and state-pany off-duty workers and other aspects, for social stability and economic development has made positive the contribution of. However in the development of small and medium-sized enterprises is not difficult to find, small and medium enterprises in the development of capital pared with large enterprises, there exists more difficult, financing barriers has e restricts the small and medium-sized enterprise further development of important factors. To solve the problem of financing small and medium enterprises have been crunch time, let us work together to find solutions. Keywords: SME; financing difficulties; Cause Analysis - 2- 目录引言..................................................................................................................................