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高二上学期英语测试题
一用所给动词的正确形式填空（每题1分，共15题，满分15分 ）
1. _________ (walk) is a good form of exercise for both young and olorer. On the other hand, not every house is damaged by fire nor every ship is lost at sea. If these persons each put a small sum into a pool, there will be enough to meet the needs of the few who do suffer losses. In other words, the losses of the few are met from the contributions of the many. This is the basis of insurance. Those who pay the contribution are known as insured and those who administer
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the pool of contributions as insurers.
The legal basis of all insurance is the policy. This is a printed form of contract on a piece of paper in best quality. It states that every year the insured shall pay a named sum of money, which is called the premium; in return, the insurer will pay a sum of money or compensation for loss if the risk or event insured against actually happens.
The premium for an insurance naturally depends upon how likely the risk is to happen, as suggested by past experience. If companies fix their premiums too high, there will be more competition in their area of insurance and they may lose business. On the other hand, if they make the premium too low, they will lose money and may even have to drop out of business. So the ordinary forces of supply and demand keep premiums at a level satisfactory to both the insurer and the insured.
16. The underlined phrase in Para. 2 most probably means ______.
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A. money paid by the insurers B. the amount of each premium
C. money paid by all those insured D. the cost of administering insurance
17. Insurance premiums do not become too high because ______.
A. not many people insure themselves
B. premiums depend on the risk of loss
C. insurers have to be more competitive
D. insurance companies can never lose money
18. According to the passage, insurance business gains profit because ______.
A. more and more people buy insurance B. the firms have a sound management
C