文档介绍:王先生家庭理财规划
several group number, then with b ± a, =c,c is is methyl b two vertical box between of accurate size. code bit at measurement level points grid errors, specific method is from baseline to methyl vertical box center line distance for a,, to b vertical box distance for b, list can measured
several group number, then with b ± a, =c,c is is methyl b two vertical box between of accurate size. Per-2~3 measurement, such as proceeds of c values are equal and equal to the design value, then the vertical installation accurate. For example a, b, and c valueswhile on horizontal vertical errors for measurement, General in iron angle code bit at measurement level points grid errors, specific method is from baseline to methyl vertical box center line distance for a,, to b vertical box distance for b, list can measured
several group number, then with b ± a, =c,c is is methyl b two vertical box between of accurate size. Per-2~3 measurement, such as proceeds of c values are equal and equal to the design value, then the vertical installation accurate. For example a, b, and c valueswhile on horizontal vertical errors for measurement, General in iron angle code bit at measurement level points grid errors, specific method is from baseline to methyl vertical box center line distance for a,, to b vertical box distance for b, list can measured
一、案例简介
王先生,34岁,D市工作,税后年收入12万元〔含公积金2万〕
王太太,私企上班,税后年收入3万元
小孩,现年5岁,即将上小学
生活年支出,5万元
有22万存款,股票市值15万,自用房15万
王先生参加社会保险,王太太自负保险
现夫妻不在同一城市,夫在D市无住房
二、王先生状况分析
王先生是家庭的支柱,工作比拟稳定,王太太在私企工作,流动性较强,目前二人虽然两地分居,但迟早王太太要到D市。
孩子眼下5岁,明年即将上小学,王先生希望在D市上小学,如果不立即解决户口问题,每年必须缴纳择校费5000元。
王先生在D市无住房,即使目前单位提供宿舍,但购房是不争的事实,只是一个时间问题。
目前D市有一个落户的政策,王先生手头积蓄也可以到达这个标准,因此,理财经理建议王先生首先在D市购房,解决户口和孩子上学问题。
三、资产分析
several group number, then with b ± a, =c,c is is methyl b two vertical box between of accurate size. Per-2~3 measurement, such as proceeds of c values are equal and equal to the design value, then the vertical installation accurate. For example a