文档介绍：暨南大学
本科生课程论文
论文题目: 互联网对商业银行的影响
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互联网对商业银行的影响
[摘要]本文的目的是分析国内外学者对互联网金融的影响,对互联网金融的发展及对商业银行的影响,简要介绍了互联网、银行业、互联网金融以及行业特征、产业与互联网的融合程度,然后对互联网金融业进行了分析,奠定了互联网对金融行业的分析与比较,分析和比较了中国互联网金融的现状,介绍了不同的国家有不同的经营模式。随着互联网金融的快速发展,在分析和研究其必要性的基础上,明确互联网时代商业银行和互联网金融的竞争,阐述了互联网金融的刺激,主要涉及互联网金融对商业银行的财务状况、经营模式、服务模式、经营理念和收入来源。面对形势面临的挑战,互联网金融对银行改革的推动作用十分强烈,在此基础上,本文针对互联网金融一一的对策和意见给出了对商业银行的冲击,并提出了相关的政策建议,为互联网金融的监管创造了一个和谐稳定的经济环境。
[关键词] 互联网;金融商业银行;影响及对策
The influence of mercial Banks
[Abstract] This paper mainly analyzes the influence of the Finance mercial banks, from reviewing the domestic and overseas scholars views on financial development and on the influence mercial Bank of the literature, briefly introduce the , financial, financial and industrial characteristics of the , the industry and the degree of fusion, then to analyze the causes of Financial emerge as the times require, as the impact of the on the financial industry influence and lay the foundation, analysis parison of China, USA financial situation, introduce the different countries have different business models. In the rapid development of the financial expansion basis, analyze and sort out the inevitability of the era, mercial banks and petition, expounds the Financial on the banks of the stimulus, mainly refers to the influence of the finance mercial bank financial status, management mode, service mode, management idea and the source of e etc. in the face of challenges, under the situation of banking, financial impetus for change is very strong, based on this, this paper measures, comments or suggestions for financial one one given the impact mercial banks, and then puts forward the consummation related policy of financial supervision and management, to create a harmonious and stable economic environment.
[Keywords] mercial bank; influence and Countermeasures
绪论
以商业银行为主的传统金融业在目前的现代金融体系中仍然占据着主导地位,但新兴互联网金融未来的影响不可小觑。传统金融和现代互联网金融之间的发展虽然充斥着一定的矛盾,但未来金融业要发展更重要的是