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毕业论文(设计)
题目“仓至仓”条款在国际海运保险中的适用
院(系) 经济学院
专业国际经济与贸易
学生姓名
成绩
指导教师(职称) 副教授
2010年6月4日
摘要
“仓至仓”条款是海上货运保险单中的责任起讫条款,它规定了保险人承担保险责任的起讫,即从货物“运离”保险单上列明的装货地发货人仓库开始,持续到“送交”保险单上列明的目的地收货人仓库为止。几乎世界上所有的海上货物运输保险都采用此条款。
在业务实践中,“仓至仓”条款下的责任期间往往和“保险利益”及风险转移等问题密不可分。因此,选用不同的贸易术语,具体责任期间会有所区别。通常的情况,就是隐性地缩短了保险人在“仓至仓”条款中承诺的责任期间。为此,需要买卖双方在正确理解“仓至仓”条款的前提下,合理安排货物运输及保险。
论文主要分为四大部分。第一部分从“仓至仓”条款中规定的保险责任终止条件, “仓至仓”条款的空间限制,“仓至仓”条款的时间限制三个方面对“仓至仓”条款进行分析。第二部分从保单的合法性,索赔人是否具有可保利益等方面分析“仓至仓”条款的适用条件。第三部分探讨“仓至仓”条款在FOB,CFR,CIF等主要贸易术语下的具体适用。第四部分探讨仓至仓条款下的风险及防范,具体包括FOB,CFR,CIF等贸易条件下的风险及防范。
关键词:仓至仓条款;保险责任期限;可保利益;风险防范。
Abstract
Warehouse to Warehouse Clause() which clarifies the duration of insurance is a special term of Marine Insurance Policy. It provides the concrete period of the insurer’ protection and indemnity liability that attaches from the time when the goods “leaves” the warehouse or place of storage at the place named herein for mencement of the transit and termination “delivery” to the consignees or other final warehouse or place of storage at the destination named herein. Almost every country in the world adopts this term when es to the Marine Cargo Insurance.
However, the duration of insurance in practice links closely to the insurable interest and risk transfer. This makes the concrete insurance period varies under mercial terms and the duration of insurance always be shorted without notice. Therefore, the buyer and the seller should arrange freight transport and insurance after fully understanding the Warehouse to Warehouse Clause.
This thesis mainly contains four parts. The first part analyses the Warehouse to Warehouse Clause from termination conditions of insured liability, the limited place and the limited time. The second part analyses the suitable condition of Warehouse to Warehouse Clause from the legality of the insurance policy, and whether or not the claimant has the insurable interest. The third part discusses the specific applications of Warehouse to War