文档介绍：虹桥美爵酒店公寓
MINIMUM INSURANCE REQUIREMENTS
保险最低要求

The following insurances shall be subject to the adjustment by AAPC Shanghai from time to time:
以下保险可由雅华不时予以调整:

I) Property Damage to Building/Contents/Stock 财产损失险( 建筑物, 物品, 库存)

Full reconstruction/replacement values of the building, the contents and the stocks have to be insured
and updated annually as well as after each renovation.
建筑物的全部重建/重置的价值, 所有物品和库存都必须投保, 甚至还应包括每年的重新装修.

Provide for Terrorism/Cyclones and other Natural Perils.
为恐怖, 旋风和其他的自然灾害风险损失提供

Provide for theft/loss of money.
为偷盗, 钱财损失提供

Financial Stability of pany is a crucial point
保险公司的金融稳健是具有决定性作用的.

II) Loss of Profit (Business Interruption)/Wages 利润损失险

A minimum coverage of 24 months (Indemnity Period) has to be contracted. Together with the GOP of
the serviced apartment, payroll and undistributed other expenses, Accor fees must be included in the
coverage, based on the prior 12-month fees. The serviced apartment may also want to include bank
interests in the coverage.
最低赔偿期限为 24 个月, 应包括酒店式公寓毛利, 工资和其他费用. 雅高 12 个月管理费必须包括
在索赔内容中, 酒店式公寓索赔内容还可以包括银行利息.

The coverage must be linked to Property Damage.
此保险项目必须与财产险结合

Provide for SARS/Chicken Flu/Terrorism (if such insurance can be obtained).
为 SARS, 禽流感, 恐怖活动

The protection against Business Interruption must not only apply to Ya Jin but also t