文档介绍:本科毕业论文
题目金融危机背景下台州中小企业融资现状及对策研究
学院经贸管理学院
[摘要]中小企业在台州经济社会发展中发挥着不可替代的作用,却处于融资弱势的不对称地位,融资约束已成为制约中小企业发展的瓶颈,尤其全球金融危机爆发以来,融资问题更是成了中小企业生存发展的瓶颈。解决中小企业融资难的问题,需要政府大胆借鉴国外经验,尽快完善并落实各项针对中小企业的融资支持措施,建立中小企业的信用担保体系。
本文着重研究了我国中小企业融资的现状并针对融资过程中存在的问题,分析原因,探索解决对策,就如何改善中小企业融资现状、拓宽其融资渠道提出一些建议,来解决台州中小企业融资问题,加快台州中小企业的发展,促进台州国民经济的发展。
关键词:金融危机台州中小企业融资对策
[Abstract] Even though small and medium-sized enterprises play an irreplaceable role in Taizhou's economic and social development, they are in the adverse postion with regard to financing. Financing constraints have e a bottleneck restricting the development of financing problem have even e a bottleneck for the survival and development of SMEs especially since the global financial crisis. To solve the problem of the financing difficulty, the government needs to bring in the experience from abroad ,improving and carrying out all kinds of supporting measures aimed at facilitating the development of SMEs and set up small and medium enterprise credit guarantee system.
This research focuses on the current situation of small and medium enterprises financing in Taizhou and the problems in the process of financing .By analyzing the causes and solutions, this research try to explore ways to improve the status of SME financing and put forward suggestions in order to broaden financing channels so as to solve the financing problem of SMEs in Taizhou and eventually to speed up the development of SMEs and promote the development of Taizhou's national economy.
Keywords: Financial crisis Taizhou Medium and small enterprises Financing Countermeasures
目录
一、引言 1
二、相关文献回顾 1
(一)中小企业涵义 1
(二)中小企业融资难的相关文献 2
2
2
(三)解决中小企业融资对策的相关文献 3
,树立良好的企业形象 3
3
3
,拓宽中小企业直接和间接融资渠道 3
三、台州中小企业融资现状 3
(一)金融危机前台州中小企业融资现状 3
(二)金融危机后台州中小企业融资现状 5
四、台州中小企业融资中存在的问题及主要原因 5
(一)台州中小企业融资中存在的问题 5
,过分依赖内部融资,融资规模有限 5
6
6
(二)台州中小企业融资难的内部原因 6