文档介绍：安徽财经大学硕士学位论文11G融资担保公司风险管理研究内容摘要随着我国经济的发展,中小企业也顺势成长,在促进经济增长、创造新型的科学技术、增加政府的收入等方面都发挥着举足轻重的作用。随着行业环境的变化,中小企业想要进一步发展往往受到资金的束缚,中小企业本身的规模不大,想要从贷款条件苛刻的银行贷款难度很大。融资担保公司位于银行与企业之间,做为一个金融中介,它的成长和发展具有一定的特殊性,解决了银行与企业的信息不对称企业由于抵押物不足贷不到款的问题。由于中小企业发展受到外部环境的影响较大,自身的抗风险能力较弱,这就给担保公司造成了很大风险。我国担保行业成立时间不长,而且相应的风险识别方法和风险应对措施并不完善,如何做好融资担保公司的风险管理是当今金融行业研究热点。本文通过对G的融资担保公司经营探究,建立了担保公司的风险管理体系,并应用到实际的项目调查案例中,得出体系的优越性。文章首先介绍了我国融资担保公司的背景,研究风险管理的意义以及论文的一些研究方法;分析了G融资担保公司风险管理不足方面;建立了风险管理制度体系,主要是风险管理意识融入企业文化与具体业务过程,在公司组织架构中加入内部审计和工资管理会确保公司的各项制度能够平稳持续运行;最后,把建立风险管理体系引入实际案例进行检测,得出新的风险管理体系的优越性。关键词:融资担保公司,风险,全面风险管理万方数据安徽财经大学硕士学位论文2THE STUDY ON G FINANCING PANIES RISK MANAGEMENT ABSTRACTAs China's economic development, small and medium enterprises have taken advantage of the growth in this, and have played a significant role in promoting economic growth, creating new science and technology and increasing government revenues. With the change of industry environment, small and medium-sized enterprises want to further develop often subjecting to funding, and its small scale makes it difficult to loan from the harsh conditions of bank. Financing Guarantee Company locating between banks and enterprises, as a financial intermediary, its growth and development with some particularity, has solved the problem of information asymmetry of theBanks and enterprise due to insufficient collateral to get loans. Because the development of the small and medium-sized enterprise severely affected by the external environment, its anti-risk ability is weak, which caused the pany a great risk. China's security industry establishment time is not long, and the corresponding methods of risk identification and risk response measures are not perfect, so how to deal with the financing guarantee company's risk management is a hot topic in today's financial exploring the G financing guarantee company, this article 万方数据安徽财经大学硕士学位论文3establi