文档介绍：周晓娟Chapter EightInternational Payments国际货款支付国贸- Bill of Exchange (汇票) Bill of Exchange (汇票) Promissory Note (本票) Promissory Note (本票) Check/Cheque (支票) Check/Cheque (支票) Instrument of Instrument of Payment国贸- Bill of Exchange (汇票) Bill of Exchange (汇票)(1) Definition(2) Types(3) Content(4) Operation(5) Practice国贸-周晓娟Drawer出票人Drawer出票人Drawee(付款人)受票人Drawee(付款人)受票人Payee收款人Payee收款人进口商指定银行出口商或者进口地银行出口商或出口地银行国贸-周晓娟Bill of ExchangeBill of Exchange(payee)收款人(drawer)出票人(payer)付款人123①issue (出票)②presentation (提示付款)③payment (付款)BanksFinancial paniesSome persons国贸-周晓娟(1) Definition of Bill of Exchange(1) Definition of Bill of ExchangeBill of ExchangeIt’s an unconditional order in writing signed by the person (drawer),and addressed to another person (drawee), ordering the drawee to pay a stated sum of money to another person (payee), on demand or at a fixed or determinable future ’s an unconditional order in writing signed by the person (drawer),and addressed to another person (drawee), ordering the drawee to pay a stated sum of money to another person (payee), on demand or at a fixed or determinable future (付款人)Drawee受票人(付款人)Payee收款人Payee收款人汇票是一种无条件书面支付凭证。是指一个人(出票人)命令受票人(付款人)在一定的时间、地点,将汇票上指定的金额,无条件地付给汇票上的收款人(卖方)或其指定人。国贸-周晓娟(2) Types ①(2) Types ①?银行汇票(Banker’s Draft)?mercial Draft)即出票人和付款人均为银行(不是同一个)的汇票。即出票人为企业或个人,付款人为其他企业、个人或银行。1)适用范围广2)票随人走,钱货两清3)信用度高,安全可靠5)结算准确,余款自动退回。1)适用范围狭窄2)需承兑国贸-周晓娟④通知收汇②签发银行汇票①申请银行汇票The Procedures of Banker’s DraftThe Procedures of Banker’s DraftText in here汇款人(买方)Text in here汇款人开户银行(签发银行)收款人(卖方)收款人开户银行(兑付银行)③寄出汇票③寄出付款通知书⑤提示汇票⑥付款⑦划转款项光票不附单证国贸-周晓娟③签订协议办理承兑②申请银行承兑The Procedures mercial DraftThe Procedures mercial DraftText in here汇款人(买方)Text in here汇款人开户银行(签发银行)收款人(卖方)收款人开户银行(兑付银行)③寄出付款通知书⑤到期前提示汇票⑥付款⑦划转款项①寄出汇票要求承兑④寄出银行承兑汇票国贸-周晓娟(1) Definition of Bill of Exchange(1) Definition of Bill of ExchangeBill of ExchangeIt’s an unconditional order in writing signed