文档介绍：摘要
随着我国经济总量及经济规模发展壮大,我国生态环境不断受到环境污染的严峻挑战。同时,在我国金融界,出现了绿色信贷的意识与行动,故绿色信贷为社会各界所关注。本文就浙江省商业银行绿色信贷业务中所涉及的银行认识不够,行动不力,绿色信贷业务措施操作性不强及地方政府的支持阻碍其有效地实施等问题进行探讨,并提出对策建议。绿色信贷是银行业应对环境风险,提升国际竞争力,贯彻落实科学发展观的一项重大举措。同时也是实现节能减排的有力金融杠杆。但是浙江省商业银行在推行绿色信贷过程中却障碍重重。因此对排除绿色信贷推行过程中的障碍以及构建商业银行绿色信贷机制等问题的研究具有十分重要的意义。
关键词:商业银行,绿色信贷,可持续发展,环境风险管理
ABSTRACT
As China's economic output and economic scale development, ecological environment in China was constantly under the challenge of environmental pollution. Meanwhile, in our country finance, the emergence of a green credit consciousness and action, so green credit for social circles as a concern. This paper is mercial Banks involved in green credit business the bank knew enough, action, green credit business measures poor maneuverability of local government is not strong and effective support to restrict its are discussed, and put forward some Suggestions. Green credit is banking deal with environmental risks, improve the petitiveness, implement the scientific outlook on development of a major step. Also realize the effective energy saving and emission reduction of financial leverage. But in zhejiang province in promoting mercial bank credit process is troublesome. So to eliminate the obstacles in green credit implementation and constructing process mercial bank credit mechanism of green research has the extremely vital significance.
Key Words: commercial banks, green credit, sustainable development, Environmental risk management
目录
摘要…………………………………………………………………………………………Ⅰ
Abstract……………………………………………………………………………………Ⅱ
引言…………………………………………………………………………………………1
一、我省商业银行绿色信贷业务的现状…………………………………………………1
(一) 商业银行绿色信贷业务的内容……………………………………………1
(二)商业银行绿色信贷业务的发展……………………………………2
二、我省商业银行推行绿色信贷业务的障碍及原因分析………………………………3
(一) 银行认识不够,行动不力………………………………………………………3
(二)绿色信贷业务措施操作性不强………………………………………………3
(三)地方保护主义和商业银行自身利益阻碍其有效地实施……………………3
(四)信息沟通机制不完善………………………………………………………4
三、我省商业银行加强绿色信贷业务发展的措施及创新机制的构想……………………4
(一)建立和完善信息沟通机制………………………………………………………4
(二)创新绿色信贷业务……………