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票据背书伪造问题分析研究.pdf

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票据背书伪造问题分析研究.pdf

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票据背书伪造问题分析研究.pdf

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文档介绍:硕十学何论文摘要摘要近代西方商品经济的发展催生了票据及相关制度的产生,白票据产生以来,在提高市场交易效率、促进交易规模、保障交易安全方面发挥了不可替代的作用,其最突出的特点便是“高流通性”和“安全性”。特别是在市场经济条件下,票据在支付、信用、融资等方面发挥了巨大功效。我国在改革开放以后,确立了发展社会主义市场经济这一战略目标,市场经济的迅速发展使得市场主体日趋多元化,对票据这一重要金融流通工具及相关制度的需求也开始体现出来。但由于票据在我国的使用还不够普遍,票据业务也不够发达,加之这部法律在制定的过程中未能很好的结合我国的现实情况,如市场主体信用观念淡薄、票据行为方式混乱、利用票据犯罪行为猖獗等,使得这部法律在实施的过程中出现了较多的问题。票据背书制度是票据制度的灵魂,背书制度的完善和进步对于规范票据行为、提升商业信用有着巨大的促进作用。背书伪造行为严重扰乱了票据的正常流通,危害到交易安全和人们对票据的信心。本文重点讨论了票据背书伪造行为对各相关主体票据责任以及非票据责任的影响,进而讨论票据背书伪造的风险责任承担问题,最后从我国的实际出发,对完善相关立法提出了有针对性的建议。关键词票据背书,背书伪造,风险承担,票据责任硕十学何论文 ABSTRACT ABSTRACT The development ofmodem modity economy spawned billsand related billsplayed an irreplaceable role in improving theefficiency ofmarket transactions,and promote tradesize, transaction securityprotection,the most prominent featureofbillsiSthe ‘‘highliquidity'’and‘‘security'’.Especially in amarket economy condition, itplayed a great effectinthepayment,credit and established strategicobjective ofthedevelopment ofsocialistmarket economy afterreform and opening therapiddevelopment of market economy,market players ing increasingly diverse,the demand ofbillsandrelatedsystems began due tothe use ofbillswasn’mon,and the underdevelopment of business intheprocess ofthelaw enacted failed bining the reality inChina,such as creditmarket subjects coneepts,lack ofbill behavior way chaos,using thebillsthatcrime isrampant,in theprocess implementing thislawappeared many problems. Endorsement system iStheSOUlofthenegotiable instmments system. theconsummate andprogressive oftheendorsement system isplaying a great roleinenhancing mercial creditand regulate the bills forgery seriously disturbed thenormal flowof bills,endanger people’S confidence ofbillsand thesecurity oftransaction. This Paper discusses the influence of endorsement forgery to the responsibility ofbillsand liability fornon—paper,and thendiscuss the influence ofthebillendorsed forged riskliabilityissues,finally from