文档介绍：外文文献翻译原文及译文文献出处:[J]BusinessResearch,2017,9(3):31-,smallandmediumenterprisesisfacingwithfinancingdifficulties,ruralpoorareasalsolackoffinancialservices,whichhasalwaysbeenplaguedpolicymakersofthetwofactors,,finallyfiguredout”pany11thiskindofsmallfinancialinstitutions,etheruraldevelopmentandsmallandmedium-sizedenterprises(SME).Practicehasprovedthatthiskindofformdoeshavesomeeffectonthesolutionoftheproblem,panies"notdeposit-taking"policy,,capitalrequirementsofsmallandmedium-,theabnormalsocialfolkcapitalabundant,highinflation,thestockmarketistanking,strictlycontroltherealestatemarketeconomy,thesefundsneedfindinvestmentbreakthrough,andsoanewkindoffolklendingmodel,workborrowingappeared・Keywords:P2Plending,Microfinance,PrivatelendingIntroductionP2Plending(Peer・to・Peerlending)mitmenttofunding"connect"formoffolklendingisemergingandincreasinglyprosperous・Isfundingneeds,whilethereisadesiretoinvest,workplatformfortheidleprivatecapitallookingformatches・paniesprovideessentiallyisaP2P(PeertoPeerorPersontoPerson,(individualfinancialinformationservicesforindividuals),informationdisclosure,creditrating,fundsettlement,overduecollectionservices,,ZOPA,inLondon,thefirstmicrofinancewebsitetopersonalonline,,$,incountriessuchasBritainandtheUnitedStateshasbeenaloaninadditiontothetraditionalsavingsandinvestmentchannelsofthealternative(Slavin,2007).