文档介绍：重庆大学硕士学位论文英文摘要 ABSTRACT With thecontinuous development ofthefinancial mercial bank's risk management ability mercial banks have increasingly e the petitiveness of lifeand the international pared mercial mercial banks inChina islagging behind the riskmanagement theend of2006,China's accession totheWTO afterthe period of protection ofstate-owned banking sector has ended,China'mercial banks face petition inthe the same time,state-mercial banks andjoint—stock banks have listed athome andabroad toachieve the financing,risk control and riskmanagement mechanisms ofthe new requirements. Therefore,in order tocope with petition frominternationalbanking industry, itisnecessary toformthe core petitiveness,China's banking industry must actively draw on advancedinternationalbanking experience inriskmanagement,a sound riskmanagement mechanism,enhance riskmanagement from themicro—banks as afinancial intermediary,investors inany decision-making, management,the operator ofany operational errors,itwillcause lossestothe bank amacro sense,the non-balanced economic development iSthenorm,the norm of non-balanced theeconomic operation,due tovarious uncertainties,the stateisverydifficult toachieve totalsocialdemand,accumulation and consumption,such嬲the economic structure ofthebalance ofeconomic and social mercial banks as a financialindustry,will inevitablybesubject to national ary policy,industrial restructuring,foreign policy,domestic and internationalpoliticalandeconomic environment factors,therefore,be itfrom amacro point ofview or from themicroscopic point ofview,banks face avariety riskis inevitable. n坨credit mercial banks inChina's major risks,iscurrently China'mercial banks iSthe lOW level of creditriskcontrol,the traditional lack of systematic creditriskmanagement,resulting in China'mercial banks generally poor quality ofcreditassets,seriously e ofbanks. TIlisarticlefrom thefinancialsecur