文档介绍：我国政策性海洋渔业保险发展中的财政补贴研究
摘要
渔业属于大农业的一种,在我国的发展由来已久,我国历来是一个渔业大国,
但由于封建统治者“重农轻渔”思想的影响,我国的海洋渔业发展缓慢。改革开
放以来,随着“以养为主,养殖、捕捞、加工并举,因地制宜,各有侧重”的海
洋渔业发展方针的确立,我国海洋渔业迅速发展起来。海洋渔业的生产环境较陆
地而言具有更大的不稳定性,其高风险性严重阻碍了海洋渔业的健康发展。海洋
渔业保险作为分散和管理海洋渔业风险的一种有效手段应运而生,保证渔民的生
产生活、保障渔区稳定并推动海洋渔业发展,因此近年来受到越来越广泛的关注
和研究。但是我国海洋渔业保险在近三十年的发展中,尚未形成稳定的运行形式,
而商业性海洋渔业保险和中国渔业互保协会也由于各自面临的问题而陷入发展
困境。海洋渔业保险市场存在着严重的市场失灵,客观上需要政府介入,对海洋
渔业保险进行财政补贴。本文从海洋渔业风险出发,阐释了我国海洋渔业保险的
概念及内涵,通过近十年的数据描述反映了我国海洋渔业保险市场中“供给不足、
需求不旺”的市场失灵现状,并在此基础上对政府介入海洋渔业保险的理论基础
进行了深入探讨,从经济学和财政学相关原理对政府介入海洋渔业保险的理论基
础进行阐述,并从博弈论的角度对我国财政补贴模式下政策性海洋渔业保险各主
体之间的博弈行为进行深入剖析,结合我国政策性海洋渔业保险财政补贴试点实
施中的成效与不足,对我国政策性海洋渔业保险的财政补贴方案进行优化设计,
并提出了保障财政补贴方案实施的政策建议。

关键词:海洋渔业风险;政策性海洋渔业保险;财政补贴;主体博弈分析
The Study of Financial Subsidies in the Development of the
Policy-oriented Marine Fishery Insurance
Abstract
As a part of agriculture, marine fishery has a long history in China. China has
always been a leading marine fishery country since ancient times. The feudal rulers
attached great importance to agriculture, but neglect the development of marine
fishery. So, marine fishery developed slowly in ancient times. Since China's reform
and opening up, China has established a new policy on the development of fishery,
and then the fishery has stepped into a fast-developing period. In terms of the land, the
production environment of marine fishery has greater instability. The high risk
seriously hider the healthy development of marine fishery. As an effective mechanism
of managing and spreading fishery risk, the marine fishery insurance emerges as the
time requires. Marine fishery insurance can guarantee the production and living of the
fisherman, protect the stability of the fishing areas and promote the development of
marine fishery. In recent years, the marine fishery insurance has attracted more and
more attention and researchment. However, in nearly three decades’ development, the
China’s marine fishery insurance has not formed a