文档介绍：什么是存款账户两个人的感情就像银行账户
什么是存款账户
什么是存款账户 基础存款账户是办理转账结算和现金收付的主办账户，经营活动的日 常资金收付和工资、奖金和现金的支取均可经过该账户办理。接下来xx为大 家整理了什么是存款账户，期望对你有帮助哦! Deposit accounts, together with savings accounts, represent the simplest form of bank account. The customer deposits funds and withdraws them as required. No chequebook is issued on this type of account. Therefore, the formalities of opening an account are simple, Often there is no need for a reference, the customer"s name, address and occupation, together with a specimen signature and an initial deposit being all that are needed. 存款账户，和储蓄账户一起，是银行账户的基础形式，用户按要求存、 取款。此种类型的账户不能开支票，因此，开户的手续很简单。通常无需证实人， 只需用户的姓名、住址、职业，连同签字样本和开户金额即可。
Payments into a deposit account, which can consist of cash, cheques, postal orders and so on, may be made at the branch where the account is maintained or at any other branch of the bank. Funds may be withdrawn to the amount of the credit balance on the account normally only at the branch where it is maintained, although some banks do permit limited withdrawals at other branches. Withdrawals are subject to the required period of notice -- often seven days. But in practice, prior notice is not always insisted upon, provided that the amounts required are not too large. 用户能够用现金、支票、邮局汇款单等，在开户行或任何其它营业网 点，向其存款账户上存款。用户通常只能从开户行有贷方余额的账户上取款，虽 然有的银行确实许可在其它营业网点限额取款。取款需事先通知，通常要提前七 天。但在实际操作中，只要提取的金额不大，并不一定非要提前通知。
No overdrafts are