文档介绍：摘要
比特币是近年来出现的一种新型电子货币。自从它出现以来，它一直在计算机极客圈流行。随着越来越多的人关注比特币，比特币的交易量越来越大，交易规模也越来越大，所以比特币的风险防范和风险提示也迫在眉睫。自2009年1月诞生以来，由于其在全球接受度和交易范围不断扩大，价格暴涨暴跌，比特币交易平台事实上隐含着诸多风险隐患，如客户资金安全风险、洗钱风险和杠杆交易风险、交易平台不合规风险、技术安全风险以及平台相关的业务风险。从长远来看，我们需要借鉴国际监管经验，研究如何建立长期监管机制，还需要政府进行合理的监督，引入先进的监督手段，使监督制度和监督措施更加完善，并建立大量的配套设施，以提高人们对比特币的认识，维护金融的安全稳定。
关键词：比特币；金融监管；风险管理
Abstract
Bitcoin(BTC) is a new type of electronic currency that has emerged in recent years. Since its appearance, it has been popular in computer geek circles. As more and more people pay attention to BTC, BTC 's trading volume is getting larger and the transaction scale is getting bigger and bigger. Therefore, BTC 's risk prevention and risk warning are extremely urgent. Since its inception in January 2009, BTC’s trading platform has in fact implied many risks, such as customer capital security risks, money laundering risks, and leveraged trading risks, as its global acceptance and trading range continue to expand and prices have skyrocketed and plunged,trading platform non-compliance risks, technical security risks, and platform-related business risks. In the long run, we need to learn from international regulatory experience and study how to establish a long-term regulatory mechanism. We also need the government to exercise reasonable supervision, introduce advanced monitoring tools, improve the supervision system and supervision measures, and establish a large number of supporting facilities. Raise people’s awareness of BTC and maintain financial security and stability.
Key words: Bitcoin ；Financial Supervision ；Risk Management
目录
一、比特币的基本概述 5
（一）比特币的基本概念 5
（二）比特币的产生背景 5
（三）比特币的运行成本 5
（四）比特币的获取途径 6
（五）比特币的支付案例 6
二、比特币的基本特征 6
（一）全世界流通 6
（二）去中心化 7
（三）专属所有权 7
（四）无隐性成本 7
（五）跨平台挖掘 7
三、当前比特币发展现状的分析 8
（一）比特币与人民币 8
（二）对全球央行的冲击 8
（三）比特币的交易情况 9
四、当前比特币发展中存在的风险 10
（一）安全风险 10
（二）交易风险 10
（三）信用风险 11
（四）集成矿机风险 12
（五）技术风险 12
（六）政策风险 13
五、比特币发展中存在风险的对策