文档介绍：: .
金融保险什么是再保险 : .
WhatisReinsurance?
hiletheconceptmaybesimple,likemostindustries,reinsurancehasaterminologythatcanbedifficulttoin
terpretforthosewhodonotuseitonadailybasis.
AtPartnerRe,wethoughtaglossaryofreinsurancetermsmighthelpde-mystifythebusinessanditslanguage.
AcquisitionCosts
Expensesincurredbytheinsurerorthereinsurerinassessingbusiness,includingproducercommissionsand
brokerage.
AdjustableRate
Apercentagerateappliedtoacedent’ssumsinsuredorpremiumincomewhichisusedtodeterminethefinalpre
miumpayable.
AggregateDeductible
Alosslimitwhichisretainedbythecedentandisgraduallyerodedbyfrequencyoflossactivity.
AggregateLimit
Themaximumsumofrecoveriespayableunderareinsuranceagreement.
AlternativeRiskTransfer(ART)
Non-traditionalmethodsofinsuranceorreinsurance,forexample,securitization.
Assume
Thetermusedforacceptingarisk;theoppositeofcede.
AttachmentBasis
Aprovisionthatdetermineswhether,andinwhatmanner,areinsuranceagreementcoversaspecificloss.
AttachmentPoint
Inexcessoflossreinsurance,thelosslevelatwhichreinsurersbegintopay.