文档介绍:: .
个人/家庭风险管理计划
ss
(二)损后目标 Goals after the Loss(一)损前目标 Goals before the Loss
(1)经济合理目标
(2)安全状况目标
(3)个人和家庭责任目标
(4)担忧减轻目标
(二)损后目标 Goals after the Loss
(1)减少风险的危害
(2)提供损失的补偿
(3)保证收入的稳定
(4 )防止家庭的破裂(一)识别和分析个人/家庭风险To identify and
analyze risk of personal/family
1、识别和分析个人/家庭风险信息来源
Identification and analysis of personal/family risk sources
(1)基本依据:个人/家庭财产、责任和家庭目标等信息
Fundamental basis: personal/family property, responsibility and
family goals
配偶、受抚养人、其他家庭义务
Spouse, dependent people, other family obligations
年龄、健康状况及相关因素Age, health status and related factors
收入来源、收入金额及取得方式Source of income, income amount
and way
所拥有和使用的财产The property of the owned and used
其他有形和无形资产Other tangible and intangible assets
负债状况sheets
可能导致他人受伤害或财产损毁的活动或行为May cause others to
suffer injury or property damage of activities or behavior 目前已有的商业保险保障The existing commercial insurance
社会保险状况Social insurance status
目前已有的员工福利计划The existing employee benefits plans
已建立的退休计划Has established the retirement plan
目前有效的遗嘱及其他遗产计划The effective property and other
plans
收集方法的不足:缺乏系统性,容易遗漏信息
An inadequate collection methods: systemic, easy to missing
information
针对以上不足,通常采用填写风险调查表的方式
To solve above is not enough, usually adopt fill out the questionnaire
of risk : .
个人/家庭风险管理计划
Personal risk
management plan
组员:方文林,刘菁,董小萌,徐友娟,刘玉婷,程俊熙 : .
个人/家庭风险管理计划
Personal risk
management plan
组员:方文林,刘菁,董小萌,徐友娟,刘玉婷,程俊熙