文档介绍：河北工业大学
硕士学位论文
建设银行风险管理现状分析与对策研究
姓名:丁建新
申请学位级别:硕士
专业:工商管理
指导教师:金浩
20071101
河北工业大学工商管理硕士(MBA)学位论文
建设银行风险管理现状分析与对策研究
摘要
银行是经营风险的特殊企业,现代商业银行管理理论将风险管理能力作为衡量一家商业
银行核心竞争力的标准。建设银行作为国内首家上市的国有商业银行,与其他国有商业银行
一样,经历了由粗放经营到集约经营的剧烈转变,建设银行在完成股份制改造并成功在香港
上市后,风险管理能力的提升成为其能否实现“国际一流最具价值创造力现代商业银行”的
战略目标的关键环节。为全面了解建设银行风险管理现状,剖析建设银行在风险管理方面存
在的问题和差距,本文从商业银行风险管理理论演变着手,对新巴塞尔协议和建设银行风险
管理现状充分分析,从中找出差距和提出解决问题的思路,重点从构建全面风险管理体系,
建设操作风险管理框架,加快内部评级系统建设,完善经济资本计量等方面进行研究与探索,
力图为建设银行风险管理体制改革提供些有价值的参考和帮助。
关键词:建设银行,风险管理,现状分析,对策
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建设银行风险管理现状分析与对策研究
RESEARCH ON THE PRESENT SITUATION AND
COUNTERMEASURES FOR THE RISK MANAGEMENT
OF CONSTRUCTION BANK
ABSTRACT
Banks are the special enterprises for operating risks. In the mercial bank
management theory, the ability of risk management es the standard for measuring the core
competitiveness of mercial bank. CCB is the first domestic listed bank in the state-owned
commercial banks. Like the other state-mercial banks, it has experienced dramatic
transformation from extensive management to intensive management. pleted the
shareholding reform and essfully listed in Hong Kong, the promotion of the risk management
capability es the key to achieve the strategic goal of “the most creative world-class modern
commercial bank”. In order prehensively understand the present situation and analyze the
existing problems and deficiencies of the construction bank risk management, the paper begins with
the evolution of mercial bank risk management theory, comprehensively analyzes the New
Basel Capital Accords and the present situation of construction bank, then finds out the disparity
and the idea of solving the problems. The paper focuses on constructing prehensive risk
management system, building operational risk management framework, accelerating the
construction of the internal ratings-based approach and improving the economic capital
measurement.