允许退休员工“试驾”年金[外文翻译].doc

文档介绍：外文文献翻译译文题目: A公司基于员工稳定性企业年金方案设计原文:AllowingRetiringEmployeesto“TestDrive”anAnnuitybyMelissaKahnandJodyStrakoschIfdefinedcontribution(DC)plansponsorshaven’talreadydoneso,,trialannuitization—aconceptthatbuildsontheDCindustry’esswithautomaticenrollmentandautomaticincrease—,(DB)plans,ruebenefitsforworkersbasedonyearsofserviceandearnings,todefinedcontribution(DC)planssuchas401(k)plans,inwhichparticipantsfinancetheirownretirements,,DCplansgenerallywereneverintendedtoserveasemployees’primarysourceofretirementsavings,,(k)“changingtheconversation”withemployeestohelpthemrecognizethatDCplansnowneedtobethoughtofas“e”—"personalpension"—thestockmarketdeclined,losingmorethanhalfit