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个人定期存单质押贷款办法EN.doc

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个人定期存单质押贷款办法EN.doc

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个人定期存单质押贷款办法EN.doc

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文档介绍:MeasuresforHypothecatedLoansonTimeDepositCertificatesofIndividualsPromulgationdate:07-03-2007Department:missionEffectivedate:07-03-2007Subject:Banking&mission([2007])TheMeasuresforHypothecatedLoansonTimeDepositCertificatesofIndividuals,whichwereadoptedatthe55thchairman’mission(hereinafterreferredtoasCBRC)onDecember28th,2006,,2007MeasuresforHypothecatedLoansonTimeDepositCertificatesofIndividualsArticle1Forthepurposeofstrengtheningtheadministrationofhypothecatedloansontimedepositcertificatesofindividuals,ordancewiththeLawofthePeople’mercialBanks,theGuaranteeLawofthePeople’“hypothecatedloansontimedepositcertificatesofindividuals”(hereinafterreferredtoashypothecatedloansondepositcertificates)mercialbank(hereinafterreferredtoasloaner)“loaner”asmentionedintheseMeasuresreferstothenaturalpersons,anizationswhichhavecorrespondingcivilcapacitieswithinthebordersofthePeople’,astatelesspersonoracitizenofHongKong,MacauorTaiwanneedstohaveresidedwithinthePeople’-sumdepositandlump-sumwithdrawalcertificates,interestwithdrawalondepositedprincipalcertificates,foreigncurrencytimedepositcertificatesandothervouchersbearingthe