文档介绍：ANIZATIONANDSTRUCTUREOFBANKINGANDTHEFINANCIALSERVICESINDUSTRYGoalofThisChapter:anizationsusedinthebankingandfinancialservicesindustry,toseehowchangingpublicmobilityandchangingdemandforfinancialservices,petition,andchanginggovernmentruleshavechangethestructure,:munityandLargerMoney-anizationalStructuresinBanking:Unit,Branch,panyandElectronicBanksInterstateBankingandTheRiegle-anizationsasthe21stCenturyOpened:anizationandStructureofBanking’petitorsEfficiencyandSizeChapterOutlineI. anizationalFormsandFunctioninBankingII. mercialBankIndustry A. AdvancingSizeandConcentrationofAssets B. IsaCounterTrendUnderway?III. anizationoftheBankingFirmA. munity-OrientedFinancialFirmsB. LargerBanks-MoneyCenter,WholesaleandRetailC. anizationIV. anizationalStructuresandTypesIntheBankingIndustryA. anizationsB. anizations1. OrganizationalCharacteristicsBranching'sExpansionReasonsbehindBranching’sGrowth4. AdvantagesandDisadvantagesofBranchBankingC. ElectronicBranching-works:AnAlternativeandaSupplementtoTraditionalBankBranchOffices?D. anizations1. OrganizationalCharacteristics2. paniesHaveGrown3. One-panies4. panies5. panyBankingV. InterstateBankingandtheRiegle-NealInterstateBankingandBranchingEfficiencyActof1994A. Riegle-NealInterstateBankingandEfficiencyActof1994B. ResearchonInterstateBankingVI. panyModelandBankSubsidiaries A. Gramm-Leach-BlileyAct B. panies C. BankSubsidiariesVII. anizationoftheFinancial-ServicesSectorVIII. anizationandStructureofBanking’petitorsA. ConsolidationB. ConvergenceIX. EfficiencyandSize:DoBiggerFinancialFirmsOperateatLowerCost?A. EfficiencyinProducingFinancialServices 1. EconomiesofScaleEconomiesofScopeX-EfficiencyX. FinancialFirmGoals:TheirImpactonOperatingCost,Efficiency,andPerformanceA. Expense-PreferenceBehaviorB. AgencyTheoryC. CorporateGovernanceXI. SummaryoftheChapterConceptChecks3-1. HowwouldyoudescribethesizedistributionofAmericanbanksandtheconcentrationofindustryassetsinsidetheUnitedStates?Whatishappeni