文档介绍：对外经济贸易大学
硕士学位论文
金融全球化与中国商业银行的发展策略
姓名:夏芳
申请学位级别:硕士
专业:金融学
指导教师:吴青
20040301
论文提要
本论文的研究重点放在我国商业银行应对金融全球化的全局战略这一层次
针对当前金融全球化的最新发展趋势和特点深入分析其对我国商业银行的影响
以及我国已采取的措施指出目前存在的不足进而提出了全面的改进措施
论文首先对金融全球化的成因及特点进行了阐述指出我国商业银行在内部
体制运作机制经营手段监管能力人才培养等方面存在诸多不足并进而
陈述了我国商业银行近年来在货币政策机制金融体制金融监管清理整顿有
问题的金融机构对外开放健全和完善金融法规等方面采取的卓有成效的改革
但同时也指出目前我国国有商业银行还未能做到完全的商业化运作商业银行整
体结构不合理创新步伐缓慢监管水平仍较低严格的分业经营和管理与国际
金融发展趋势相背离这些都阻碍了我国商业银行的进一步发展
针对上述问题论文系统论述了我国商业银行应采取的进一步改进措施加
快我国商业银行体制改革建立真正意义上的商业银行制度逐步实施利率市场
化改革进一步完善以市场供求为基础的单一的有管理的浮动汇率制度积
极稳妥地推进商业银行混业经营建立和完善适应金融全球化和商业银行市场化
改革的金融监管体系加强金融风险管理加快我国金融创新的步伐依靠信息
技术积极加强我国商业银行金融网络化的改革增强银行的核心竞争力加快
银行人事与分配制度的改革建立全新的与国际接轨的激励机制和人才培养战略
和培训机制

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Abstract
In this essay, the author focused on the study of the overall strategy of
mercial banks in coping with financial globalization. In
accordance with the current up-to-date development trend and features of
financial globalization, the author analyzed in depth the impact it will
have on mercial banks and the measures we have adopted, and
pointed out the existing demerits, and then put forward the overall
improving measures.
First of all, in the essay, the author set forth the cause and features of
financial globalization, and pointed out many existing demerits of our
commercial banks in internal system, operational mechanism,
management means, monitoring and supervisory capability and personnel
cultivation. And then the author stated the fruitful reform mercial
banks have carried out in recent years in ary policy mechanism,
financial system, financial monitoring and supervisory, cleaning up the
problematic financial institutions, opening to the outside world,
completing and perfecting financial rules and regulations. In the
meantime, the author also pointed out that the operations of our national
commercial banks have not been mercialized, the overall
structure of mercial banks is not rational, the steps of innovati