文档介绍：L adies and gentlemens. We are group 4,my name is xjj, also can call me jack, today, I asa ing merber I’m happy I can stand here to have a speech to u. firstly, I thank pany giving this valuable chance to us. my major is finance .as the result I’m good at financial analyze. T hank u F irst of all, we T ake Forma ’s case into consideration. Forma ’s total deposit is 273,000(two hundreds and seventy three thousand dollar ),. By estimation , her yearly e after graduated from master will be 36,000(thirty six thousands). Forma plans to finish the master degree within 4 years and get triple e as well, so we suggest her using her par-time e to start a Imaster account with 169,000(one hudred and sixty nine thousand dollar) first payment and maintain 3000 yearly regular payment around 15 years. during the 3 and 4 years Forma can read her master and afford her tuition through the yearly bonus inB account since the funds in it will be accumulated to over 2500 and her yearly tuition of getting her master degree is around 50,000 dollar pany ING can Provided that the return is abou 9% average, the chart below can show the detail increasing by year. Y ou can see in the chart, Forma ’s housing dream that buying a condo less than 100,000 dollar ina warm place can be solved by these benefits within 6 years. I master(US Dollar) 假设回报率为每年 9% 保单年满期岁数累积定期投保保费累积额外投资保费累积提款户口价值退保价值身故赔偿 1 47 3000 169000