银行国际结算业务培训.ppt

文档介绍：银行国际结算业务培训
基本结算产品
信用证（进口/出口）；
进口代收/出口托收；
汇款（汇入/汇出） 。
信用证
含义：
银行应国内进口商的申请，向国外出口商出具的一种付款承诺，承诺在符合信用证所规定的各项条款时，向
业务流程：
卖方
卖方银行
买方
中国银行（开证行）











常见不符点
1、信用证过效期-L/C EXPIRED
2、装期过-LATE SHIPMENT
3、交单期过-LATE PRESENTATION
4、超支/超装-OVER DRAWN/OVER SHIPMENT
5、短支/短装-SHORT DRAWN/SHORT SHIPMENT
6、分批支款/装运-PARTIAL DRAWING/SHIPMENT
7、转运-TRANSSHIPMENT
8、未按时间表发货-IRREGULAR INSTALMENT SCHEDULE
常见不符点
9、某单据未背书/背书有误-DOCS NOT ENDORSED/X DOS NOT
ENDORSED CORRECTLY
10、某单据未标明信用证要求内容- DOCS NOT SHOWING......
11、单据出具方与信用证规定不符-DOCUMENTS NOT ISSUED BY THE PARTIES STIPULATED IN THE CREDIT（XX PARTY）
（二）汇票：
1、不是受益人出具-Not drawn by the beneficiary
2、受益人没有签字-Not signed by the beneficiary
3、金额大小写不一致-The amount in figures and the amount
in words do not correspond
4、付款人不正确-Drawn incorrectly or drawn on the incorrect
drawee
5、期限不正确-The tenor is not as required by the
常见不符点
6、不能从汇票本身确定到期日-can not establish the maturity
date form the data in the draft itself
7、显示了错误的L/C号-Bear incorrect documentary credit no
（三）发票：
1、提交临时/预开发票-PROVISIONAL/PRO-FORMA INVOICE PRESENTED
2、货描错误-THE DESCRIPTION OF THE GOODS IN INVOICE NOT AS PER L/C TERMS
3、未由受益人出具-INVOICE NOT ISSUED BY THE BENEFICIARY
4、发票未以申请人为抬头-INVOICE NOT MADE OUT IN THE NAME OF THE APPLICANT
5、单价错误-INVOICE SHOWING INCORRECT UNIT PRICE
价格条款错误/未显示单价条款-INVOICE SHOWING INCORRECT
PRICE TERM/INVOICE NOT SHOWING PRICE TERM
常见不符点
6、币别错误-INVOICE NOT MADE OUT IN THE SAME CURRENCY AS THE
7、发票显示样品-INVOICE SHOWING SAMPLES
8、发票显示了信用证没有规定的其他的费用，并且这些费用没有
涵盖在价格条款之内-INVOICE SHOWING .CHARGES NOT REQUIRED IN L/C
9、发票显示的唛头与信用证规定不符-THE SHIPPING MARK
SHOWING ON INVOICE NOT AS PER L/C
（四）运输单据：
1、不清洁提单-UNCLEAN B/L PRESENTED
2、租船合约提单-CHARTER PARTY B/L PRESENTED
3、提单显示货装甲板-B/L SHOWING ON DECK
4、提单未标明承运人-B/L NOT INDICATE THE NAME OF THE CARRIER
常见不符点
5、未提交全套提单-NOT PRESENTED FULL SET OF B/L
6、提单标注正本份数与提交的全套份数矛盾-B/L SHOWING
NUMBER OF ORIGIN