文档介绍：山西财经大学
硕士学位论文
太原市住房保障问题研究
姓名:刘晓琴
申请学位级别:硕士
专业:社会保障
指导教师:段永蕙
2008-09-25
摘要

在现代文明社会里,随着社会经济的发展和收入水平的提高,住房在人们
生活中占有越来越重要的地位,在数量和质量上呈现不同的层次,除高收入和
中等收入家庭有能力依靠自身的力量解决住房问题以外,大部分低收入和最低
收入家庭必须借助政府的帮助,去解决住房问题或改善其居住条件。纵观世界,
无论发达国家还是发展中国家,住房问题都是一项关乎民生的社会问题,而不
仅仅是经济问题,政府必须承担起国民的住房保障功能。作为内陆城市,太原
市的住房福利如何与经济水平相适应,这关系到住房保障制度、住房政策目标
的选择,也关系到政策的可行性,因此对其研究具有重要的现实意义。
本文以住房保障的基本理论为依据,对太原市住房保障执行过程中出现的
问题进行了分析和研究。伴随着城镇住房改革的不断深化,太原市已初步形成
了以经济适用房、廉租住房、住房公积金为主,限价房为辅的住房保障模式。
但与现有的住房需求相比,仍存在许多不足与遗漏。因此,本文对太原市现行
的住房保障进行了比较研究:一是对太原市现行住房保障进行分析;二是对太
原市现行住房保障的实施效果进行评估。
本文最后对完善太原市现行住房保障制度提出了对策和建议,包括制定城
镇基本住房保障制度的相关政策和规定;建立和完善有关住房保障制度的配套
机制;规范经济适用房制度,消除其在实际中的不良影响;大力发展廉租房制
度,加大资金投入;继续推进住房公积金制度,为住房公积金的健康运行提供
法律和政策支持。
【关键词】住房保障中经济适用房草廉租住房�住房公积金�
3
Abstract
In a modern civilized society, with social and economic development
and the increase of e, people living in the shelter plays an
increasingly position in the quantity and quality has different levels.
high-e and middle-e households have the ability to solve the
housing problem by relying on its own strength, while most low-and
minimum-e families will have to rely on the government’s help to
solve the housing problem or to improve their living conditions. Whether in
the developed or developing contries, housing is not only an economic
issue but also a social problem concerning about the people’s livelihood. It
is precisely for this reason that the government must take up the housing
support functions. As a underdeveloped city, housing benefit of Taiyuan
how to adapt to the level of economic development, this will have to do
with housing policy, and whether it is viable or not, it is a real issue.
In the boldface of this paper, the basic theory of housing security is
related, and lead out the all-round thinking for the problem of housing
security of the gradually deepened housing reform, Taiyuan
has preliminary formed supply model mainly with the housing security