文档介绍：山西财经大学
硕士学位论文
太原市灵活就业人员养老保险问题研究
姓名:张文宏
申请学位级别:硕士
专业:社会保障
指导教师:赵怡
2010-03-28
摘要

目前,我国的就业格局从计划经济时代的正规就业为主逐步转向了市场经
济条件下的灵活就业为主,在这种社会背景下,从就业形式所发生的变化入手,
提出了本文中灵活就业的涵义及相关概念采用定性分析和定量分析的方法以
及文献研究和比较研究的方法,通过对太原市灵活就业人员的抽样调查,提出
了太原市灵活就业人员所面临的养老保险问题。对太原市灵活就业人员的主要
形式和特点两个方面展开分析。从目前太原市灵活就业人员的现状(主要包括
灵活就业人员的年龄构成、文化程度、婚姻情况、性别分布情况、收入情况、
户籍情况和就业方式等),揭示了太原市灵活就业的养老保险参保续保情况不乐
观、劳动合同操作不规范、相关关系需要协调,分析了相关人员对养老保险政
策认知程度低、社会保险政策宣传不到位、社会保险政策规定不完善、保险政
策不尽合理、保险政策缺乏可信度等问题和原因。在对太原市灵活就业人员的
社会保险现状和问题分析的基础上,通过对政府的相关管理部门、灵活就业人
员的雇主和部分灵活就业人员进行深入访谈的形式所了解的灵活就业人员的真
正需求,进行制度设计和养老保险的分析,总结并提出灵活化的参保形式、可
信的保险政策、形式可选的保险项目,以期完善太原市灵活就业人员的养老保
险政策、增强其合理性和有效性。

【关键词】灵活就业人员养老保险措施参保原则

3
Abstract

At present, China's employment pattern from a planned economy era formal jobs gradually
shifted the flexible jobs, in the form from the employment of these changes are good starting points
for a flexible employment in this article and the related concept of meaning: a qualitative analysis
and quantitative analysis of the adopted methods and literature studies parative study of the
method, pass in Taiyuan sampling of flexible employment officers, raised in Taiyuan, flexible
employment faced by pension problems. Taiyuan flexible employment officers of the main forms
and features two area analysis. The present city of flexible employment officer status (including
flexible employment position, education level, marital status, gender distribution, e,
residence and employment patterns, etc.), revealing the Taiyuan flexible employment pension
insurance cover is not encouraging, the labour contract is not standardized, the correlation between
the need to reconcile, analyzes the relevant personnel on old-age insurance policy awareness is low,
the social insurance policy advocacy is not in place, social security policy is not perfect, insurance
policy is not reasonable, insurance policies lack credibility issues and