文档介绍：退休金需求計算
規劃者現年歲數 52 規劃者退休歲數 60
平均壽命 88 估計餘命 29
目前年收入 $840,000 收入成長率 4%
退休金所得替代率 60% 退休後估計年支出 $576,00,429,765 $1,085,869 $20,976,521 69
70 $1,429,765 $1,127,132 $21,704,737 70
71 $1,429,765 $1,169,963 $22,403,829 71
72 $1,429,765 $1,214,422 $23,071,556 72
73 $0 $1,260,570 $22,247,205 73
74 $0 $1,308,471 $21,357,509 74
75 $0 $1,358,193 $20,399,302 75
76 $0 $1,409,805 $19,369,287 76
77 $0 $1,463,377 $18,264,028 77
78 $0 $1,518,986 $17,079,943 78
79 $0 $1,576,707 $15,813,300 79
80 $0 $1,636,622 $14,460,212 80
81 $0 $1,698,814 $13,016,626 81
82 $0 $1,763,369 $11,478,323 82
83 $0 $1,830,377 $9,840,905 83
84 $0 $1,899,931 $8,099,794 84
85 $0 $1,972,128 $6,250,219 85
86 $0 $2,047,069 $4,287,213 86
87 $0 $2,124,858 $2,205,602 87
88 $0 $2,205,602 $0 88
89 $0 $0 $0 89
90 $0 $0 $0 90
91 $0 $0 $0 91
92 $0 $0 $0 92
93 $0 $0 $0 93
94 $0 $0 $0 94
95 $0 $0 $0 95
96 $0 $0 $0 96
97 $0 $0 $0 97
$25,433,692
$21,707,412
退休金準備 退休金提領 退休金餘額
$1,251,044 $0 $1,276,065
$1,251,044 $0 $2,577,652
$1,251,044 $0 $3,905,270
$1,251,044 $0 $5,259,440
$1,251,044 $0 $6,640,694
$1,251,044 $0 $8,049,573
$1,251,044 $0 $9,486,630
$1,251,044 $0 $10,952,428
$1,251,044 $679,218 $11,754,739
$1,251,044 $705,029 $12,546,770
$1,251,044 $7